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click pic to join microcreditsummit conversation click http://normanmacrae.ning.com/forum/topics/a-first-12-minute-curriculum-to-creating-jobs to help improve youth's number 1 curriculum of how to design job creating banks
| 1971-2011
How curriciculum of microcredit became the microeconomics curricullum of everything that could sustain Bngladeshi village
youth - and 2011-2020 how a free online university can free youth's job creating curriculum everywhere ..  ... |
At microcredit.tv we welcome partners in developing a 6-week Massive Open Online Curriculum (MOOC) of hi-trust microecredit |  | Norman Macrae Foundation sponsored a special issue of the Journal of Social Business and pro-youth economics sampled to every delegate of the last world microcreditsummit (MCS) which was guest hosted by Queen Sofia of Spain. Our aim was to collate 15 years of action learnings about hi-trust microcredit assembled at the summits from inauguration of MCS in 1997 to Spain's 3000 person meeting from over 50 countries in 2011. You can download this special issue for free by clicking the pic (left)
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Hi-Trust Microcredit - The 6-week massive Open Online Curriculum -can you help rsvp chris.macrae@yahoo.co.uk washingtin DC hotline 1 301 881 1655
| Week 1 Introduction to what can be action learnt if one studies the development of microcredit as the systems methodology developed out of Bangladesh from the birth of this nation in 1972. At the time there were some very specific conflicts and characteristics of being a poorest person in the poorest 100 million person nation. Understanding these helps those who wish to transfer microcredit franchise in the race to celebrate a "poverty museum" word -specifically we need to keep in mind what should never be changed if we value microcredit as a systemic solution and what must be changed if extreme poverty is being compounded by a different profile of factors than challenged Bangladesh.Week 2 to 5 addresses 4 challenges that are relevant both to an intergenerational perspective of microcredit and the particular challenge to the human race and planet that are unique to being members of the first networked generation | Week 2 How does a real microcredit sustain a poorest person (eg a rural mother) as an income generator | Week 3 How does a real microcredit build a community's intergenerational development goals |
Week 4 How does the advent of ubiquitous mobile connectivity change rural or urban slum microcredit? | Week 5 What lessons does microcredit bring to the purpose of job creating banking and places entrepreneurial freedom including the net generation's opportunity to be worldwide youth's most productive, sustainable and heroic time in an open knowledge economy that maximises empowerment of collaboration technology | Week 6 What do you think Keynes would learn from microcredit in the context of his general theory conclusion that as the world increasingly became ruled only by economics, one of 2 outcomes would spin: either economist would design or destroy the compound future purposes that over 99% of parents wanted most for their next generations. In particular how do Keynes warnings on compound risk apply to the transparency or otherwise of bankers. politicians and media men? |
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We also welcome help with microcredit curricula at nings of Grameen, BRAC and Jamii Bora or click pic above for more
breaking banking news - which will be the first million student MOOC of microcredit?
YOUR COUNTRY HAS NO FUTURE UNLESS WE CAN STOP BANKERS BEHAVING :IKE CASINO OPERATORS
apologies to use such language - but so far convergences 4000-person millennium goal summit in paris isnt addressing how to get europe's youth back to work with urgency I had hoped we could
mathematically, two biggest lies are shattered if enough people you network with can answer these questions
1 what compound growth per year do you need for a country to grow 32 fold (ie 3200%) over a generation of 40 years -the answer is just under 9.1%- so any banker who tells you he is searching for invesment giving 20% return per year is by definition a banker aiming to bust the bank, and bust your nation
2 how long does it take to entrepreneurially develop a service franchise which is worth replicating because it is uniquely purposeful (in all the productive and demanding relationships it spins) as well as income generating - because I worked at a parisian company that had first access to MIT database technology in late 1970s- I have seen over 10000 cases - modal time for development over 7 years
as my father researched 3 billion new jobs of net generation at The Economist from 1972 in a genre he called entrepreneurial revolution http://www.ERworld.tv , the net generation can enjoy at least 10 fold growth of health and wealth out of any country but only if investors and national leaders repect valuation truths like above, and get back to investing families savings in youth's productivity out of every community, not speculative bubbles and scarcity manipulation like housing and built-to-flip tech-media bubbles
is it possible to develop a second paris transparency appeal to stop economist and bankers lying about the system dynmaics of such basic sustainability exponentials that build hi-trust investments ?
EUROJUNK
by definition at any particular time some countriues will be in debt some in surplus- debt is not a reason why a country's future is in jeopardy- failing to invest in youth's relevant jobs is -it is worth re-reading keynes "general theory" (the last 3 pages if you are short of time) where he cleary identified the greatest risk to youth as fatal conceited elderly macroeconomists -please remove these maddening experts from your nightly news if you wi9sh to live in a democracy and not trap us in orwell's big brother endgame
sincerely chris macrae
PLEASE STOP HERE UNLESS YOU ALSO WANT MICROCREDIT TO HELP STOP BANKERS LYING
Hugh Sinclair commented on Learning from a Heretic.
in response to The Microcredit Summit Campaign:
By Larry Reed, Director, Microcredit Summit Campaign What can we say about a book that exposes a huge vulnerability in the microfinance industry, but does so by exposing only those facts which make its case and excluding those which give more context to the story? It seems that the microfinance industry has grown to the [...]
[Letter from the heretic to Larry, reproduced with Larry's permission] Thank you for the open response, and for being the first senior person to have the courage to comment publicly about my book. The book is a first-person memoir, there are inevitably omissions as I did not work with everyone in the sector, nor did many MIVs invest in the questionable MFIs I mention (SKS, Compartamos, LAPO etc). Besides Oikocredit, I did not mention Triodos, Vision Fund, Opportunity... the list is extensive. Those not mentioned in the book are no doubt relieved, and perhaps with good reason – I state repeatedly that there are good MFIs, good MIVs and good P2Ps in the microfinance sector. You and I both understand that there are some serious claims in the book, well backed up, and yet unanswered to date. No one has even denied them. These will, at some point, need to be addressed, or they will haunt the sector indefinitely. You criticise my selective use of facts, but you do not challenge their veracity - this has far-reaching implications that will make many implicated parties yet more nervous. I am concerned for two groups of people: the poor, who are often (not always, as clearly stated) exploited; and the ultimate investors, who are invariably not provided with accurate information. You suggest that direct action is required as opposed to the usual window-dressing, which I applaud. The sector should never have reached this current situation, and frankly, we all could have done more to prevent this but we decided to take the path of least resistance. I do have some fundamental concerns with the likes of SMART, discussed on my blog with more to follow shortly. Self-regulation, particularly with such obvious conflicts of interest, is limited. Would the SEC have done a better job if Goldman’s were their main funder? Policing is not only required for the MFIs on the ground, but the MIVs. And let’s not forget, your own sponsors earn a mention or two in the book. This sector is rife with potential (or rather, very real) conflicts of interest which need to be cleared up. The sector needs actual, real, tangible, implemented regulation. A growing number of people are looking at this closely. It is a pity that it took my book to accelerate this conversation, if it did in some small way. The suicides and abuses documented in the book are also lamentable. If you want to take concerted action, which may at times be painful, embarrassing and revealing, then you have my support. But I am not participating in a back-slapping exercise; handing out awards to my friends (the few I still have in the sector); or presenting a rosy image to the outside world while the fundamental questions remain unanswered. Diplomacy is fine, but only goes so far. Policing is also required. Carrots are necessary but insufficient. Sticks are also required, and sometimes may need to be applied close to home. Benefit to the poor is my sole measure of success. No one should be angry at the messenger – I state verifiable facts, am entitled to an opinion, and wrote a memoir, not a text-book. You are a respected, experienced and influential person. You are also one step removed from the direct activities MIVs and MFIs, and therefore well equipped to lead the sector out of a dark period. The issue of child labour in micro-enterprises, to the detriment of their education, will shortly rear its ugly head. The Smart Campaign flatly refused to address this in the CPPs. Academic evidence for detrimental child labour, as well as more broadly challenging the poverty-reducing ability of microfinance is mounting, as I am sure you are aware. I believe the sector is at a critical juncture and needs clear leadership to steer it towards a brighter future. To some extent this is in your hands. I would suggest a good place to start is (1) defining, formally, the definition of exploitative interest rates according to the MicroCredit Summit Campaign. Yunus managed to do so some time ago, as have entire countries. (2) Adding the rights of children to the CPPs – to the best of my knowledge (please correct me if this inaccurate) only two MIVs have stated policies on preventing child labour – Oikocredit and Vision Fund. Deutsche Bank suggested they would do so, but never bothered. (3) Equipping the self-regulators with sticks as well as carrots. (4) Initiating formal, independent, ratings of MIVs, comparable to the ratings we expect MFIs to obtain. This should not be owned, run, financed, affiliated to, staffed etc. by Accion, GFUSA, Citi etc. (5) Demanding answers to the claims made in the book – as long as these remain unanswered the sector remains blighted. This is not an exhaustive list, merely a start, and (5) is perhaps wishful thinking. I appreciated your press release and admire your courage. However, overlooking MIV regulation ignores the elephant in the room. You know it, I know it, the MIVs and MFIs know it, and the regulatory bodies are fast finding out about it. Window-dressing won’t work. We either implement genuine self-regulation (with teeth), or await full formal regulation. Conversations with the regulators have already begun, and the forthcoming documentary in Holland about the antics of Triple Jump will accelerate this. If we wish to restore public faith in the embattled sector we need to start with the organisations that act as intermediaries between the investors/donors and the MFIs. The recent financial crisis was a fairly clear example of this, and the microfinance crisis is a mere continuation of the same fundamental problems – conflicts of interest, greed, warped incentives, poor transparency, sloppy regulation and corruption. If you really believe the self-regulatory bodies are the way ahead (given their current funding sources), let me ask you a question. Would you approve of self-regulation of Wall Street funded by Goldman’s, Deutsche and Citibank? Wolves are rarely selected to guard sheep for obvious reasons. We need to act quickly. More scandals are brewing. I have only actually published a sub-set of the information I alone have (rule #2 of whistle-blowing: do not put all your cards on the table). I receive daily emails now from insiders across the planet with more examples. I’ve also received amazing support, including from some fairly senior people in the sector. And I am not acting alone here – there are more co-heretics in the church! Norway has already withdrawn from microfinance – this is going to occur repeatedly if we don’t take firm action to re-assure people that microfinance can be saved. I beg people not to throw the baby out with the bathwater, but some will ignore this advice, to the detriment of the poor. But, the alternative is not to deny the existence of the bathwater, or to allow the culprits to continue with a slap on the wrist and the comfort of light-touch self-regulation that they can discreetly manoeuvre. Finally, let’s be frank about the claims in my book. They are true, they are well-documented, they are unanswered, you know most of the people named, and you have probably suspected that these activities have been going on for some time. Indeed, one valid criticism of the book was simply “there’s nothing new here, we’ve know all this for ages”. How sad that this may be true. It is not simply the over-hyping that you refer to in your press release – it is a lot more serious than that and you and I both know this. [With reference to your point on over-hyping microfinance, there was a wonderful example in the Huffington Post written by none other than Kadita Tshibaka, board director of Opportunity International the day after your press release. You probably know him. I dismantle the article on my blog entitled “Spin Unlimited”. The Huffington Post declined to publish an edited response on their website. This was hype in its purest form, even the fanatics may suspect Mr. Tshibaka had gone a step too far – but it’s actually quite a funny read. One may assume he was unaware of your press release, as one may also assume that he remains blissfully unaware of any of the academic or critical press regarding microfinance.] You have substantially more experience than I, but I believe we share common beliefs in many ways, but particularly in yearning to help the poor. I also acknowledge that you are in a tight spot and have limited tools available to you. I may have even fewer tools, but I am not in such a tight spot – I don’t rely on funders, I don’t enter the politics of the sector, I have a wealth of information growing each day, and people are taking the book seriously. In this regard I may be better positioned than you. Like a good-cop/bad-cop routine. So, if we’re on the same page, my question is simply: how can I help? Hyperlinks from text: http://www.huffingtonpost.com/kadita-tshibaka/micro-finance_b_1881064.html http://blog.microfinancetransparency.com/spin-unlimited
Microcredit.tv is home of ratings for youth investment funds - this is the last microeconomics community of practoce to emerge from 40 years of networks inspired by Norman Macrae's development of genre of Entrepreneurial Revolution in The Economist 1972- as norman's last articles foresaw all big banking has lost touch with valid models of youth investment (thecompound risk his 1972 survey foresaw)
so we assume all funds are junk status as far as investing in youth unless they apply to us for rating by our transparency model which is also used to rathe whether trillion dolalr markets are serving purposes that most befit the futures of the human race
todate we rate wholeplanet foundation with a b rating
we dont have enough information to rate acumen or daneone communities as more than a c rating - we are as yet unclear whether any of 100 leaders of 2010s= youth's most productiuve decade put their names to any funds
some funds are private to families or to funding a single netwoerk model
all other "publicly known" funds have to be assumes as junk status as far as investing in youth until they publish transparent maps to prove otherwise
29 transparency questions on grameen bank and dr yunus
Washington DC region Tel USA1 301 881 1655 email chris.macrae@yahoo.co.uk
microcredit.tv is home of valuetrue rating of microcredit models; following scottish microeconomists including The Economist's Unacknowledged Giant (aka dad., Norman Macrae), our 3 primary criteria-
to date we only know of 6 main models of aaa valuetrue microcredit though Norman Macrae Family Foundation and Adam Smith Scholars editing Journal of Social Business welcome open debates of other candidates - 6) Grameen in Bangladesh but not how many funds including international namesakes have aimed to replicate it; 5) BRAC;4) Jamii Bora -Kenya, and youth end slum's microcredit model (transparency note NM Foundaion made a 4 year interest free loan of $100K to JB; it is the only financial connection we have with any microcredit's banking projects); 3) ADIE -europe's benchmark for youth investment banking connected with Banks with values; 2) microloanfoundation; 1) conscious capitalism partnerships with microcredit of the sort pioneered by Whole Foods - we also have hopes of alignment to our criteria by recent Grameen inspirations in eg Brazil and Turkey (where senior national leaders have blended their reputation to the emerging network) but it is too early to rate these | 55 minutes - a serious video on where will microcredit go next? http://www.c-spanvideo.org/program/307091-1 a sampling of different viewpoints -kivafellowblog .. kiva catalogue of parthers ... mfi catalogue at mixmarket |
paper by BBC Andrew Neil on 2 types of economics for inaugural issue of journal of social business
download 2012 microfinance barometer from paris' 3000 person summit www.convergences2015.org
| FALL COLLABS 2012 are you in paris at 3000-person Mgoal summit www.convergences2015.org - help host series of collaboration cafes sept 16-22 ; help edit Journal of Social Business 2nd special edition of 16 years of microcreditsumit knowledge Ning knowleddge that the world needs to know about BRAC ... GRAMEEN .... JAMIIBORA help search out 100 leaders of 2010s= youth's most productive decade Help Youth & Yunus regenerate jobs across usa- starting with week-long jobs competitions road tour 27 September | Don't expect to do any good with the world of microcredit unless you are aware of 2 Keynsian priciples of economics.
So it is with microcredit which ranges from goodwill multiplying system designs which not only create income generation for mothers and parents but invest in next generation's productivities being way beyond historic poverty lines, to a far larger number that are either blindrun by do-gooders whose lack of awareness of Keynsian economics ensures no positive impact can be generated over time- or badwill-rund which ensures such microcredits like many other big banking systems destroy the futures thyat the peoples want most. Yet the reasons to study microdredit are compelling. Within their species inspired since the birth of Bangladesh in 1971 are answers to all of big banking's "fatal conceit" crises which are currenly destroying futures all over the western world. And when you look at the 3 billion new jobs that the net generation could be co-creating - through the lens of Entreprenurual Revolution 1 2 started by future history diarists at The Economst in 1972 - you will find most of those 3 billion jobs depend on bottom-up and open inter-community collaboration designs- exactly what the architectures of the great microcredits help peoples build transparently. Charter is a question and answer method that Entreprenurial Revolutionaries developed in the late 1980s. It works in 2 main ways. Help Charter TheGrameenBank here -currently the global brand parnership structure with both the most upside and downside. When the Macrae family first interviewd Yunus in late 2007 it turned out that he was aiming to catch a morres law doubling of goodwill equity in the race to end poverty every 18 months or so- that would have taken Grameen to the most valuable brand in the world by the late 2010s - and why would that not be a fitting conclusion to a life of building the investment bank by and for the poorest vilage mothers as it would have been the msot valued mediator of the net generation making whaat you can actually spend your time doing on apple and facebook look like relatively trivial pursuits. Chartering can help people discover the piurspoes of every life criticalmarket which advance the huan lot and so identify leaders we need to value most. What should the purspoe of the web and all digital media be- to make 201s the most productive decade of worldwide youth everywhere is the purspoe ER has valued for 40 years now. Jiin us in hunting out 100 leaders who can help us all make 2010's youth's most productive decade by sustaining every global vilage as we dsign a world in which all our cultures and future prospects are more connected than separated. As the father of computing John Von Neumann predicted - we will need multi-win models and thise eladers wh get that will need a method for helpig faciliate 50 projects at a time each of whose technological comonents will be spinning fatser and fatser. Chgartereing is also designed for the worl'ds most trusted project eladers so that human beings serving projects also make the most of their lifetimes and societies future needs |
| You can dowload free the whole speacil issue of lessons from the first 15 years of microcredit sampled to 2500 delegates at spain's world microcredit summit 2012- have a look at milennium goals pp to see if these are purspoes your networks value investing youth's jobs and working lifetimes in | Have a look at The Economst's Unacknowledged Giant's last article written in 2008- commissined for yunus to send in a co-publication to Obama whose mother had helped successfully pioneer microcredit in Indonesia in the 1980s. Microcredit is a non-partisan method- see videos of how congress celebrated it in 2010. Any community building leader can app it including a Mormon-networked one |
Grameen Bank -will the truth out? 1 Grameen Bank - a charter Visit our associate web http://www.changemakers.com/user/41706 if you are interested in searching for 100 leaders of 2010s= worldwide youth's most productive decade - a search now its 40th year thanks to dad's founding of the genres of Entreprenurial Revolution and Future History at The Economist in 1972 after seeing 500 youth knowledge-sharing around a digital network. Dad had been mentored by Keyines that there are two opposite types of economist - those whose valuation of compound impacts help design the futures that peoples need most and those that destroy them
For those that accept Keynes view that the purpose of economics is best served when it designs systems investing in the next genartion's productivit out of every community, the original microbanking models developed at the birst of Banagaldesh as a nation - especially Grameen and BRAC- can be studied for the most productive knowlkedge and human innovations ever networked. But conversely tersm such as microcredit and microfinance have no worldwide ceritification- a loan shark can call themselves a microfinance organisation. Whats peculiar is not that there should be organsiations using the MFI name that ar destroying youth;s productivity even faster than big banks but that some of their funders collect donations implying thaye are alumni of Grammen or BRAC. Please tell us at chris.macrae@yahoo.co.uk some cases of mfi that you wouldnt go near and help us identify funders whom one would have hoped had a better idea of what they were supporting
We also provide some signals of what may have gone wrong - eg Z means an old mfi founded before 1995 which may have turned against poor as modern technolgy or new regulations required a makeover X means IPO - somehing which ends trust in a microcreit being designed round poverty alleviation
Kiva's briefings on why it ends partnerships with MFIs are of considerable value for anyone concerned with the transparency of the microfinance industry - partnerships ended include
Some parterships ending may be good news in terms of institutions finding good local support - you be judge
on these cases -AMK Cambodia
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Lower Left latest from MICROCREDITsummit
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Download special issue of Journal of Social Business on first 15 years of microcredtisummit.
chris.macrae@yahoo.co.uk
We welcome correspondence on how this American coordinated process eventually spun off track due to sponsorship by big banks and other non-economic forces. Entrepreneurial Revolution friends and family of The Economist's NormanmMacrae want to help ensure that the new millennium goals summit http://www.convergences2015.org/ coordinated out of Paris learns from these wrong turnings
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microcredit charter -which of these community dynamics does your microcredit use to build trust in community future generation- tick practice if included; add any notes or links on integrating practice
| click pic to download this special issue
| When any industry sector is chartered, some of the action junctions turn out to be most critical to sector trust due to the changing times. Why do we conclude that MicroCredit's most critical blackspots in the job hungry world of the 2010s connect round
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Page 5 : John Hatch:
1994 Vision Behold the largest self-help undertaking in human history – bringing hope, dignity, and empowerment to tens of millions of the world’s poor and poorest families. Behold a movement with global outreach that has penetrated beyond city slums and market towns to even the most isolated villages. Behold an industry that embraces thousands of NGOs, credit unions, public and private banks, and an infrastructure of hundreds of thousands of community-based peer lending groups that are enabling many of the planet’s most disadvantaged households to generate the additional income and savings they need to keep their children alive, nourished, healthy, and able to attend school. ASKING YOU ALL MAKE THIS KNOWN AS THE SUMMIT OF JUSTICE Page 17, HM Queen Sofia of Spain, 1997 Speech at Summit 1 We are convinced that poverty is the denial of every human right and its eradication the speediest way of bringing down the invisible barrier which isolates the most deprived from the rest of the world. And this is the best homage we can render to the millions of men and women who have set their expectations on this Summit, which I hope shall be known in the future as the Summit of justice and solidarity.’
Excerpt from
December Correspondence Diary when you compare 3 summits side by side as I have done with mcs in spain and 2 in europe union at brussels, it becomes clear that microcreditsummit misses more and more of the detailed challenges- having sealed a weird (not smart) american view of how to resolve aid challenges that americans big banking, macro-aid, and pr-led ngos have largely created; worse there are at least 10 if not 20 different economic challenges facing different clusters of nations and how microcredit could help solve them editorial conflicts of uniting round
millennium goals havent been as messed up since dad and I started editing Net Futures - The 1984- 2024 Report them in 84; secret attempts by uk gov to commit .7% to developing countries at a time of spiraling macroeconomic destruction in uk and euroland made front page headlines on daily mail on saturday - microcreditsumit at 15 has never seriously involved economists or media people to help iteratively action learn round these- so we end up with lowest common denominator arguments of what to action different branches of microcredit are going to have to take charge of their own micro micro summits before integrating a whole network relevant to 2010s as most productive decade www.yclub100.com - in other words microcreditsummit became macro without any deep conflict resolution practice - there was no space for most trusted leaders knowledge becoming what was built (passed on to next generation of microcredit and millennium goal leaders) on over 15 years of networking how to explain this politely to one such as sam is a problem I dont yet have a clue on ; and then yunus (in the midst of bangladesh's 2 years of living very dangerously) is pursuing an agenda that doesnt fit any of above resolution; not what was needed at a time when the working lives of the whole net generation was reaching a last crossroads. nor what arab spring illumination required lets hope sir fazle makes a full recovery from his operation in new york this month- more than ever his 40 years of work is the calm source of developing global village solution franchises, whilst job creation in developed countries involves doing systemic professional transformation stuff that none of the microcredit establishment is leading but sir ronald cohen and maria nowak and bnp paribas may be, and boston remains mobile and web entrepreneurial revolution epicentre; and it would not prudent to forget what only microeconomics webs in china can mobilise iqbal quadirs personal networks are gamechanging but he's on an institutional building roll within MIT at the moment which aint going to help resolve all the messes microcredit is battling with macroeconomics and top-down politicians do you know- does negropronte ever show up in boston these days- he's the undervalued giant of digital media who may be able to help connect the unconnectable chris |
Nov 2011: Microcreditsummit, the millennium goals action network celebrates its 15th birthday in Spain with Queen Sofia guest hosting. The 127 page program of celebrations is at
For media experts like World Class Brands network it could just be that proving job creation promotions are the most economic of all in 2010s (relegating the advertising spot to its neurotic 20th C history) may be the greatest reason developed nations have for celebrating microcredit's most hi-trust networkers
microcredit.tv is one of 20 volunteer stations designed by Norman Macrae Family Foundation to help youth replay the good news advice of The Economist's Unacknowledged Giant - queries always welcome chris.macrae@yahoo.co.uk wash dc hotline 1- 301 881 1655 - hot tv stations winter 2011 include http://www.worldcitizen.tv/ http://www.africanidol.tv/
A Job Creation Survey
Particularly for those who have spent years at microcreditsummit benchmarking mothers’ investment in their next generation’s productivity
1 Name a sponsorship amount and describe the best job creation experiment you have ever seen actioned for that amount |
Muhammad Yunus and the new nation of Bangladesh had a dream - the social business stockmarket of financial services- until end of 2010 they were doing very well - then it got put at risk by such as odd partners as Prime Minsiter Hasina, the Britiish Broadcasting Corporation and Cherie Blair - help leaders, youth and yunus to reassemble this SB stock market. Its fundamental to all youth's futures - be those that productively end poverty in developing nations or create jobs for the net generation in richer nations
wholeplanetfoundation chooses microcredit partners to help it develop (micro)economic partnerships owned by poorest agricultural areas - see their choice at http://www.wholeplanetfoundation.org/partners/implementing/ -who else chooses suppliers of social business financial services rsvp info@worldcitizen.tv
Europe's Last Chance to Regenerate Jobs in 2010s- see you at microcreditsummit spain hosted by queen sofia in november
problem sheet #1
How can we influence the consortium below http://www.trust.org/trustlaw/connect/quiz/
In normal times this intervention should have been led by yunus
Trouble is that while Maria Nowak is Europe's best person to lead this the structure that has been set up by the law firms is already doomed to destroy radical change in professions- if you are an entrepreneurial support organisation the parent web site says do not contact us directly - go through one of our locally chosen entrepreneur organisations- then presents a list of unsustainable social entrepreneurs
MICROCREDIT EUROPES JOB CREATOR
That goal is reflected in the work of 20 law firms brought together by TrustLaw (www.trust.org/trustlaw), a legal news service run by Thomson Reuters Foundation, for a major study on the regulatory obstacles to microcredit across
the EU's 27 member states.
Led by law firms Orrick and Latham & Watkins, the consortium is working on a country-by-country
report to be published by TrustLaw later this year.
Paris-based Adie plans to take the report to the European
Commission in November to advocate for sweeping changes to regulations across Europe.
MONOPOLY ON LENDING
The European Commission estimates there are some 18 million micro-enterprises in member states, employing 37.5 million
people or about 30 percent of the overall workforce. Micro-enterprises contribute 1.1 trillion euros ($1.6 trillion) to the
European economy.
A micro-enterprise is defined as a company employing fewer than 10 people, while microcredit
is a loan of less than 25,000 euros ($36,000).
Advocates of regulatory change point to the European Commission's
new 10-year plan to boost economic growth and create jobs, known as Europe 2020, as an opportunity to integrate microcredit
into EU priorities.
Among the reforms MFI are calling for, Adie's Nowak said it was vital to break monopolies
on lending. In Germany, for example, only banks or specific financial institutions can grant loans, meaning MFIs can only
act as agents.
"The challenge is not to enter into competition with banks," she said. "It's rather
to be a sort of entry point for people who do not have access to banks into the banking sector."
She called
for a softening of usury rules capping interest rates on small loans, arguing that existing rates were "too low to make
the system sustainable".
Austria, Denmark, Finland, Germany, Hungary, Italy, Poland, Portugal, Romania, Spain
and Sweden all have usury rules.
Nowak said other countries should follow France's example by allowing MFIs to
borrow from banks for the purposes of on-lending to micro-enterprises. Throughout much of Europe, MFIs can only lend out of
their own equity.
ABOUT US Our constitution is that of an association of family associations aimed at advancing the human lot out of every community. Our pro-youth investment values go back to the original Scoittish purpose Adam Smith had in raising questions about system designs which evolved as the bottom-up discipline of economics. By 1843, this discipline was entrepreneurially codified sufficiently for The Economist to launch a social action media around it. The second editor of The Economist helped the royal family change The Englush Consitution from one that empired over the world to one that sought to empower commonwealth. In 2012, we aim to publish various works in the run-up to the London Olympics celbrating six quarters of a century on from Walter Bagehot's extraordinaey intervention We currently sponsor the Journal of Social Business and YunusandYouth.com from the estate of The Economist's Unacknowledged Giant Norman Macrae We are preparing a sream of publications that will be freely downloadable by Novemeber 2011 which is the date of the last microcreditsummit in the first 15 years series. This is guest hosted by Queen Sofia of Spain. If that will be an occasion to meet you, please tell us in advance rsvp info@worldcitizen.tv Chris Macrae Washington DC 1-301 881 1655 | Our web and network are concerned only with worldwide replications of the original system design criteria of Bangladeshi microcredit . These banned outside ownership interested in extracting dividends from the poorest. These models never decoupled credit from economically safe savings products. Equally these models made charity sustainable by identifying a positive cashflow model whose surplus was reinvested in the communities the poorest worked. Mathematically there is now a third of a century’s proof that this design of microcredit is the greatest tool for extreme poverty alleviation ever invented provided you are aiming at an intergenerational development and the compound impacts that such a time period involves. Since mobile technology came to villages the opportunity to ensure that no human being is unbanked has become within reach because moile phones can bring doiwn the transaction costs of securely checking financial transactions down so low that even a transaction of a few cents need no longer be a loss leader for a financial institution to service http://www.bankabillion.org When you hear someone naysay this it is useful to understand who sponsors there work. Some are sponsored by big banks which 20087 proved to have designed the least economical and most communally destructive systems known to man. Others are sponsored by command and control governments or vested interest groups including g the type of poverty professional who is based in one of the richest capitals in the world and whose union has contracted that the professional need never spend more than 3 months a year working in a poorest place of the world |
Who'd
Want a Nobel Prize Yunus
is one of our greatest icons of national pride. What do we achieve by denigrating ourselves? What
| . |
| Our Washington DC hotline is 1-301 881 1655 - skype chrismacraedc - email chris.macrae@yahoo.co.uk microcredit.tv , like the whole industry, is in a state of flux. This is caused by the prime minister of the country that was once celebrated by worldwide youth as the open university of microcredit tearing the founding institution down. It is rumored -as at May 2011 - to be replaced by her advisers macreconomic theory called microsaving http://www.microcredit.tv/ our aim through 2011 which we hope to have achieved in time for the 2011 world microcreditsummit hosted by Spain's Queen Sofia in november is to link in to those who are doing grounded research on what microcreditsummit once proposed as learning around the deep 3 of microcredit Grameen BRAC; and Kenya's Jamii Bora . Between 2008 and May 2011, I have made 8 amateur expeditions to Dhaka to Grameen and BRAC and my family sponsored another 20 or so highly networked people such as the founder of the-hub (6000 entrepreneurs in 40 intercity spaces) to the deep 3. MicroKnowledge: To be transparent about the content we seek to connect at this web: I declare a personal dread of today;s conventional wisdom that we need general standards and ratings ; the world bank, so-called charities like accion which specilaise in IPO's microfinance instead of invsting in poorest's community ownership , and others inside the beltway are now inviting in the same macro mindsets that led wall street banking astray showing a total mathematical inability to understand diverse models first. My family has over 60 years practice in the opposite paradigm of how entrepreneurial revolutionaries and microeconomists truly map out humanly productive work and innovate in the face of urgent social need which usually includes integrated reconciliation of cultural conflicts http://www.youthandyunus.com/posts/view/100/22/is_bangladeshi_microcredit_the_worldwide_s_most_exciting_invention Ironically before dad went up to cambridge as one of the last students to directly ponder over Keynes great quandry - what woiuld happen to the hippocratic oath of the profession that increasingly ruled the world, he was a teenager in world war 2 navigating RAF planes out of modern-day Bangladesh studying an Indian correspondence course on economics. At Cambridge he also met Janet Kemp who became my mother and whose own father Sir Kenneth spent 25 years being converted by Gandhi from chief raj judge in Bombay who imprisoned mahatma to lawyer writing up the legalese of India's Independence. Dad worked for 5 decades at The Economist, which had been founded backed in 1843 by microeconomist James Wilson, who died before his time - 9 months into a project aimed at reforming Raj economics at Calcutta. Today BRAC cures the disease that ended James with oral rehydration- the epitome of a knowledge economy free market where the cure's ingredients are abundantly available costing a few cents if only mothers of infannts know how and when to deliver. The first 40 years of Bangladesh were celebrated as the most cheerful grassroots entrepreneurial networking nation, leading the world to the most exciting millennium goals. In Spring 2010, Obama convened the first presidential summit of entrepreneurship between 60 East-West nations aimed at exciting the west to learn from the east's micro up approaches - especially how to celebrate use of info technology for the poor. This fitted dad's 1984 storyline on how to change economics in time to ensure that globalisation didnt end up spinning Geoirge Orwell's nightmarish ending to human sustainability - an outcome that Einstein was concerned that every mathematician need be trained to help prevent In pursuit of the wishes of Norman Macrae (aka Unacknowledged Giant of The Economist) , we are making social business loans to micromedia concerned with forbidden questions and recovering the best news stories of how youth can yet make 2010s the most exciting decade wherever countries decide to adopt economic policies that invest in youth - that being what the maps of Bangaldeshi microcredit - when it was the networking age's greatest invention- celebrated out of every village hub. Projects receiving loans from Norman Macrae and family floundations include:
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March 2011, Wash DC = Annual State of Microcredisummit Debrief This took place in the press building in washington DC this morning thanks to the heroic work of sam's team at microcreditsummit, and with
muhammad yunus through video conferencing - also guesting in person was Spanish Secretary of State for International Cooperation
Soraya Rodriguez Ramos AND U.S. Ambassador-at-Large for Global Women's Issues Melanne
Verveer BEYOND
HEADLINE microloan has grown more than 16-fold from 7.6 million in 1997 to 128 million in 2009, I learnt
of the irony that tomorrow possibly the riskiest day in the future of womens economics is also the 100th aniversary of
international womens day For me transparent information segmented into 3 flows: 1 ways microcreditsummit
sees of restructuring information so that in the future two main goals dont mixed up - 1) how many families have access
to mfi and 2) how many have access to poverty-ending futures 2 the US press corps slowly learning that a bank
totally controlled by bangladeshi government might lose its microentrepreneurial edge very quickly (and so all the grassroots networking knowledge that bangladesh has built over 40 years since there's no reason
to believe that the government will stop at appropriating the equity of one group of 8 million poorest families and not another's) and
possibly that the government's inquiry strategy may try to nationalise anything with the grameen name on it 3
how would the total academic, practitioner and media knowhow of 1) need to be presented differenly so we never again
put a builder of sustainable microcredit in such a position as we have all put yunus | Which is simplest article on microcredit you have ever seen? rsvp info@worldcitizen.tv - answers 1 Frankly, Yunus is the most honest person I have ever met. What may that tell you about how to live with Global Media? Breaking News for 2011 - perceptions of truth are being changed so fast that we invite you to come and crowdmap with us http://socialbusiness.crowdmap.com/reports- in particular we invite mathematicians to start registering what we want to talk about in spain in november - as for the rest of big financial world they are neither convenient nor true and we really need to take back public media - beginning with UK's bbc and india's dd - as dad suggested in 1984 Changing national politics Changing economics Changing employment Changing education http://socialbusiness.crowdmap.com/reports/view/49 http://microcredit.tv/ |
queen sofia microcreditsummit nov 2011 valldaloid, spain
| see below extract of story of Nasreen Khundker who in 1993 was a member of the Phase IV evaluation mission of Grameen Bank -an evaluation financed by NORAD, CIDA, USAID
and a few other donors ... The truth is that real Bangladesh microcredit models always works mathematically to end poverty as Bill Clinton testifies, and these testimonies in US congress Fall 2010 show. Or look at 1993 valuators comment. In fact, for the poor's 16D purpose of developing community sustainability, Grameen is one of the most verified models on the planet.; What has no verification is wall street owned microfinance. Yet again the greedy hands of wall streets and mad avenues are to be seen trying to trap peoples in dismal "big brother" macroeconomics - the world away from the microeconomics purpose that Adam Smith alumni and entrepreneurial schools originally invested in future generations with On submission of our evaluation report, we met Prof. Yunus at the Grameen Bank headquarters. What was remarkable about this meeting was that at the end all donor representatives mentioned that should he need further financing, he knew where to find it. Yunus politely declined their offer. I was impressed by his honesty and straightforward manner and his unbowing attitude to donors. This was remarkable in a country which constantly solicited aid and bowed to donor conditionalities in return for the loans they gave. I later learned that Prof. Yunus refused a $100 million loan from the World Bank about the same time |
Microcreditsummit
- the greatest peoples network ever? Our editors and web supporters think so because its about everything
banking communally sustains or destroys from one generation to the next. In the Bangladesh model (the nation whose
birth- as then the world's poorest - in the 1970s itself gave birth to the microcredit open source solutions that invite
the human race to network round ending systemic poverty) microcredit never separates the banking process from community-owned
markets and open knowledge hubbing. Integration of this three-in-one map for multiplying value connects life critical services
such as job creation, education, health including clean food, water, energy- empowering people (parents and then their
offspring) in the community to ultumately be self-rleiant in doing these services, and making sure that community sustainability
goals are relentlessly chosen - and invested in around the next generation . Networking Economics sytems designed by
and for the poorest provide the most economical journey entrepreurial spirit can purposefully compound. It
shows us the most wonderful above zero-sum mosels that win-win-win economics is capble of investing peoples futures in. It cold even make Keynes' alumin proud of the duty he announces that
increasingly only economics rules the world. More than 50 workshops are being organized for the upcoming Global Microcredit Summit ...to be held from November 14 to 17, 2011 in Valladolid, Spain. Each workshop will have a paper authored by a leader
in the field of microfinance. Click here to view the announcement of the first ten confirmed workshop authors for the 2011 Global Microcredit Summit. • Finding Solutions to the Currency Risk Challenge for MFIs, Investors and Donor Agencies. - Brian Cox, Executive Director of MFX Solutions • Best Practices in Community Managed Savings Groups and other forms of micro-savings for Successfully and Sustainably Reaching the Very Poor. - Chris DeNoose, Managing Director of World Savings Bank Institute & Jeff Ashe, Manager of Community Finance at Oxfam America • What Can Branchless Banking Do to Advance the Field, and What Can It Not Do? From Mobile Banking to Point of Service. - Claire Alexander, Senior Program Officer at The Bill and Melinda Gates Foundation • How Have Micro-Franchises Improved Income Opportunities and the Lives of Community Members, and How Can MFIs Make Them Available to Their Clients. - Jason Fairbourne, Peery Fellow at The Ballard Center for Economic Self-Reliance • Catapulting Youth Livelihoods: Finance-Plus Strategies to Improve Attitudes and Behaviors, Provide Hope and Opportunity. - Lara Storm, Director of Youth-Inclusive Financial Services at Making Cents • Why Managing for Social Performance is More Important than Just Measuring It, and How Can MFIs Best Use These Insights? - Laura Foose, Partner at Alternative Work Credit Technologies • Women are Useful to Microfinance: How Can We Make Microfinance More Useful to Women? - Linda Mayoux, Independent Microfinance Consultant • A Deeper Look at Programs that Work with the Ultra-Poor: From Safety Net Programs to Other Innovations. - Nathanael Goldberg, Financial Inclusion Director at Innovations for Poverty Action • What Have we Learned about the Most Effective Ways to Use Micro-Insurance
to Reduce Vulnerability: Health, Life, Disaster and More. - Richard Leftley, President
& CEO of MicroEnsure | Ultimate microcredit debate - why did one man decide to ruin
microcredit for India? Perhaps vikram didnt understand that the world's greatest innovation does not just need a financial
model but needs to woek out what conflict resolutions are needed in the community before business entrepreneurs can generate
...
microcredit.tv when you observe Clinton Global and the folly of SKS (India's IPO'd microcredit, led by a man who calls himself
a disciple of Yunus) http://blogs.forbes.com/meghabahree/2010/09/21/microfinance-or-loan-sharks-grameen-bank-and-sks-fight-it-out/ you may wonder how could an Indian not know the script of the Gandhi Peace Prize 2000 Citation : Grameen bank, Bangladesh- has human long-term memory been completely erased
by the vicious combo of mass media soundbites and computer short-term memory even in India?
Gandhi Peace Prize 2000 Citation : Grameen bank, Bangladesh There are few institutions that inspire faith in humanity even in an environment of material greed, soulless careerism, exploitation and pursuit of naked power, institutions that live with the credo that “small is beautiful” even when the world is being besieged by the philosophy of the big. They are the institutions that live with a soul committed to fighting the inroads of global homogenization, seeking to provide succor to the deprived yet diligent common people and proving that unity can work miracles even in an age of growing individualism. The Gandhi Peace prize 2000 is being awarded to one such institution- Grameen Bank radically reversed conventional banking practices with their emphasis on collateral security, practices which has given rise to the witticism that the best way to get a loan in convince the banker that you don’t need one. Here is a new banking system in rural areas that is based on mutual trust, solidarity, participation, peer monitoring and accountability. Its operations indicate the faith of its founding father, Muhammad Yunus, that if financial resources are made available to the poor on terms and conditions that are appropriate and reasonable “these millions of small people with their millions of small pursuits can add up to create the biggest development wonder.” The success of Grameen bank has won international acclaim and emulation. With its participatory approach, emphasis on women entrepreneurs, women’s empowerment and employment creation, the microcredit projects have come to be hailed as a very promising approach to poverty eradication. Mahatma Gandhi gave the world a talisman “Whenever you are in doubt or when the self becomes too much with you apply the following test Recall the face of the poorest and weakest man whom you have seen and ask if the step you contemplate is going to be of any use to him. Will he gain anything by it? Will it restore him to a control over his life and destiny? In other words will it lead to Swaraj for the hungry and spiritually starving millions? Then you will find your doubts and your self melting away” Grameen bank, Bangladesh is an invitation par excellence, which passes the test with great elan
What connects the most purposeful peoples’ summits in the world? 1.0 Uniting round The Greatest Ever Goal: 1960s people had the moon: we have saving the planet & ending poverty –what could be more exiting than 2010s?2.1 Celebrating practitioners with solutions that diverse peoples and communities can open source; peoples summits are exact opposite of global summits where world leaders are there to image make on tv 2.2 Does a peoples summit exist- in my searches the one that’s most interesting is 1997-2010 microcreditsummit www.microcreditsummit.org
Probably if microcreditsummit had started much later than 1997 it wouldn’t have developed to be human process distributed 3.1 What can we learn from history of greatest races? Well it seems to me that the moon race was greatest collaboration between man and computer because the computer was only used for what man couldn’t do; today’s hi-tech mistake may be to only use man for what computers can’t do 3.2 Discover collaboration tools usable at magic ages in personal development- in 5 years of searching world citizen guides identifies: 3.2.1 before adolescence the Gandhi family who care for 31000 lucknow school children that has computerised Montessori practices, and Harrison Owen open space as extraordinary collaboration experiences 3.2.2 for teenagers, the entrepreneurial competition formats of new Zealand schools where every child is also encouraged to be a great journalists /questioner and not rush into smart answers looks world class to me 3.2.3 for those at university age (or last 2 year together before jobs) networks of microenetrepreneurs like Bangladesh encourages and Frnace has implemented round www.danonecommunities.com are great collaboration experiences; 3.2.3 At every age: based on Dr Muhammad Yunus new book Building Social Business we can host games round any greater sustainability goal we choose, and encourage 12 type of collaboration partners to play at networking innovation by multiplying best of micro systems, macro systems and media systems 4 Elect beliefs which can help the culture sustain people summits over 13+ years4.1 the king can’t change until people can is one of my favs – what’s yours for mathematicians (or those professions that pride themselves on numeracy) : we are suffering from the world’s biggest maths error- the bad and good news is that we can only see sustainability blossoming if we resolve this error; the maths of sustainability exponentials exist (yunus social business model is one version of it) ; also those microcreditsummit networkers who have maintained the system rules introduced by the Bangladeshi microcredits back in 1997 have 13 years experience of validating sustainability’s maths Ideas urgently needed on peoples summits http://futurecapitalism.ning.com/forum/topics/what-connects-the-most |
calling 100 global brand CEOs to try out world's greatest invention
slides on micro up system design as world's greatest invention
download: draft of 10 times more economic banking is possible
.CP1-
MicroSB banks -banks of social businesses franchises (exponentially rising since 1970s - thanks to bangladesh's job-creation
world class system innovation ) .CP3 SM Summits Thank you Bangladesh and Dhaka en route to every sustainabilty capital- a third of a century on microcredit's gift to the world of social business franchises
provides open source catalogues of how to solve any type of life critical and community sustaining crisis.
It is up to the net generation and job creating youth to urgently share sustainability's good news all over the world. Help us write book on how nobel prize catapulted Dr Y beyond microcreditsummiting to collaboration partnering on globka social business stages. .Latest Good
News : NY students jan 09 commit to Dr Yunus http://socialbusiness.tv/ join race to openly catalogue first 1000 MicroSB; Nov 09 Dr Yunus holds social business reunion of the 00s decade and asks for ideas on lotting humanity's most innovative games in 2012; launches
Global Grameen -number 1 brand in sustainability partnerships - so worldwide collaboration partners can share knowledge on how to connect social
business wherever communities have a sustainabilty crisis Archive .Draft Come
and help network best ever microcreditsummit with 2000 people in kenya april 2010 Celebrate kenya ’s jamii bora as world class Yes We Can benchmark of On networking journey
from Nairobi to Madrid world summit 2011, help fulfil queen sofia’s 2010s wish to see a presentation of 100 microcredits
form 50 countries that collaboratively represent microcredit’s most sustainable attempts to end poverty
.From Dr Yunus' opening address, microcredit summit 1, DC 1997: Nov 2009- Breaking News sam
daley-harris invites your world to help him with before Queen Sofia patronises Madrid world microcredtsummit in 2011 It
maybe that the method Sam has to use (50 country tour - which 2 mictrocredits per country like the kenya's most dramatic
persentations best) finds say 70 that are social busienss microcredit and 30 that are not but then you can always re-edit
listing 2.0 If I have misunderstood then the error is solely mine but it seems to me this message getting through
to Dr Yunus is worth checking as we joyfully map 2010s end poverty decade thanks, chris macrae ----------------------------------------------------- Part 2 for those concerned with being 100% clear of what the system design rules of social business and microeconomics Future Histories of Humanity require -chess would not be the same game if you changed how pawns moved; so it is with systems-
understanding what rules not to change in designs or replications of the Bangaldesh Social Business system molecule (whether
individually organised or openly network mapped through many partners) - developed over a third of a century's
prooftesting as world's greatest inervention for local peoples' job creation, kids development and communities' sustainability FIRST LAW OF SOCIAL BUSINESS DYNAMICS the first law of social
business: ownership 0% top-down shareholders & 100%
(owned) in Mcro-Up trust for those in longest compound need to be served There
are actually a lot of reasons why stick at 0% siphoned out 1
this is the pure system of end poverty –stop big colonist capitals sucking out sustainability of local communities or
worse causing them to be their own waste buckets or depressing area 2
this is the pure maths that is the opposite of Wall Street Spreadsheeters - being ruled by one side rewarded for how
much it extracts from every other, every quarter 3 it
is in effect the Bangladeshi invention that both grameen and brac compounded the world’s most purposeful orgs around
and ten times more economic local community systems around -(cf prahalad bot of pyramid search for 10 times more economic)
4 constitutionally as soon as an org has well maybe 1% can
go to external shareholders, its always possible when the organization has a difficult time –eg its leader retires-
that some lawyer will be hired to turn 1% siphoning to 100% 5
0% should allow a social business to claim that it be treated in law as not for taxation 6 0% should be arguable both to charities and to governments as a better model than anything
they do to serve the weakest 7 if every partner in a network is a 0%
social business then you are safer than if you have to audit seem that are these hybrid social businesses ; in fact the hybrid
can bring down the whole network margaret blair, a georgetown
scholar of social law, chairlady of unseen wealth presented a similar logic on dangers of compound risk
to incoming bush admin in first quarter of 2001 – all her DC research budgets were stopped; nor have presentations in
2004 in brussels to EU head of intangibles research there gone better; so I think yunus micro networks are the last game
left to connect any sustainability capital there
are probably many other pattern rules like this that you can jot down as you start writing up social business cases; that’s
one reason why the openness of having the main back of social business cases matters chris macrae http://trilliondollaraudit.com/ DC 301 881 1655 Microcredit.tv is edited by journalists for humanity and invites those who believe mapping exponentially true sustainability investment models is humanity’s most exciting
challenge. Our 1984 book http://www.normanmacrae.com/netfuture.html timelined how this crisis of opportunity and risk would be the species-defining responsibility of the generation
1984-2024 -the one which designs how we integrate local societies into a global world. Two opposite spinning outcomes –
making 21st century best for all peoples or worst are the only probable ones. 100 Microcredits To Trust through 2010s
To End Poverty (version 0 ) final version to be edited by top panel in time for Madrid 2011 Please briefly tell us whether your trust is because they are constituted as a social business or other leading reason
to go and benchmark from Annotation * means not known to be social business model Bangladesh Grameen Kenya www.JamiiBora.org S-neighbour Wangari Maathai Malawi Haiti Mexico Grameen Carlos Slim FINCA Tanzania BRAC Uganda BRAC FINCA Afghanistan BRAC Bolivia Pro Mujer Pakistan Kashf BRAC Sri Lanka BRAC S. Sudan BRAC Phillipines CARD Nigeria LAPO Kyrgyzstan FINCA (2nd largest of FINCA) DR Congo FINCA Aserbajan FINCA Ecuador FINCA Guatemala FINCA Jordan JMCC Costa Rica WholePlanetFoundation (S-neighbour
Earth University) Equador WholePlanetFoundation
(S-neighbour Galapagos system) ....................................................Microcredit.tv explores a journey around the world’s greatest
system invention discovered by the world’s poorest large nation in the 1970s: Bangladesh. Two of the greatest
entrepreneurs to have ever been entrusted to bank for and by the people designed the most purposeful organizational model
ever to compound value through time. Unlike charities serving life critical needs they insisted on mapping productive and
demanding organisations with positive cashflows. Unlike previous notions of business they insisted that ownership of these
organizations be in trust of the poorest or those in most life critical need of each social business’s specifically
designed purpose. They brought freedom and happiness to women in a culture which had lost such human rights. These women used
their microcredit banks to invest in the next generation as the greatest sustainability investment choice of all.
informal correspondence with sam on what happens after microcreditsummit seems cool to me to if 5000 youth ambassadors are aware how to help celebrate the future of microcreditsummit... please help sam place this op-ed: so far in over 10 countries & 15 local/regional newspapers sam: We are still talking with one major funder on this (and will probably talk
with others). It would be one staff in Africa, Asia, and Latin America who would each go to 18 countries over three
years (54 total) a lead a MFI network briefing on Jamii Bora's innovations in urban slums and then hold a competition to select
two most likely to visit Jamii Bora and return to their country and implement the innovations in the urban slums. Celebrating Yes We Can’s Teenage
Years 13 years ago Dr Yunus’ famous Yes We Can speech helped launch the first microcredit
summit with over 2000 delegates in washington DC –what consequences have compounded? Microeconomics
discovered Panel discussion
if bill clinton’s observation http://www.youtube.com/watch?v=jB1tSDXbOzg that bangladesh has invented a wholly new and sustainable developing economy model
–ideal panel bill clinton, dr yunus and fazle abed 13 years on from introducing mobiles in
village: panel could be the
green children pop group; kazi islam of grameensolutions explaining how mobile consultancy has become a world class sector
for bangladesh; jamii bora celebration of first african microcredits full implemented on mobiles 13
years on from investing solar in village dipal
barua ideally discussing with a royal supporter of bbc jounrnalist how thriving carbon negative rural economies
are now possible with Wangari Maathai extract from 69th birthday dialogue & youth ambassador 5000 report
rewind to 1997: We believe that poverty does not belong in a civilised human society. It belongs in museums.
Thus summit is about creating a process which will send poverty to the museum. We will create a poverty free world. Microcredit (1.0) multipliers work best when an optimal way is found to regenerate productivities and demands
across many communities across a region by brining incoming generation to many people who were unemployed or trapped by a
loan shark, other top-down power, or lack of structure that was preventing a living to be earned. Another way for microcredit
multipliers to lift off exponentially over time is when a regional sector is identified which sustains more value for all
who work in it iof it is owned in trust for its producers. Case community regeneration – Grameen
Bangladesh now empowers 7 million female villagers to be income generating who previously weren’t with the extra impact
that previously they did not earn enough to nourish and educate their children but now we have new village
generation blossoming More recently grameen has identified 2 new industry sectors that were great income generators
when owned community up – mobile telephone ladies and clean energy including solar panels and biogas BRAC Bangladesh has primarily been an industry sector developer. Today the sectors owned in
trust for the poorest by BRAC include village nursing, village primary education , the whole poultry chain, the whole livestock
chain, the silk production chain and corresponding fashion brand . Jamii Bora Kenya , inspired bt Grameen,
has identified ways for slum youth to be productive in a mobile age along with their mothers, Microcredit
(2.0) multipliers come when a microcredit brand is well enough established to be regarded as a nation’s most trusted
brand. At This stage the microcredit is often a highly economical channel to partner with especially for innovations that
match sustainability and other vital needs. Brac.tv Replicating sustainable service franchises doesn’t need rocket science but ownership design Top-Down Franchise 1 Perfect what
small team of people need to do in one place as well as what components they need delivered or in or channeled around 2 Own the components and patent the channel so as to maximise value
sucked out to top owner instead of value returned to the workers and the community Bottom-up Franchise 1 Similar but involving local knowledge to keep asking which parts
can be sourced locally, renewably etc 2 Help bank any
connecting infrastructure but in way that local community owns the investment, workers get sustainable wages and action learning,
the franchise is replicable from place to place Help us map 100 Exponential Rising Leaders Nomination Ratifying Youth Countries Ratifying Youth Micro Premier League –Grameen,
BRAC. JB Ratifying other Youth circles Sustainability Investment bank CEOs Yunus Abed Munro Practicing Business Leaders Ray
Anderson USA Trillion$Club Sir Tom Hunter Scotland Grameen Nilekani India Sir John Banham England Trillion$Club Corporate Family Elders Sir Adrian Cadbury Trillion$Club Lord John Sainsbury Trillion$Club Future Capitalism Leaders About 30 currently
being ratified .Opportunities WE believe today- as dad wrote from The Economist 25 years ago - that microcredit -as designed by bangladesh grandmasters of this system - is the best news loans have ever had
because it is bringing the costs of community loans down both through smart use of digital technology and smart use of
trust relationships every way round the value exchange - an integral assumption on which all free market models are
supposed by Adam to be based . Microcredit reduces percentage of defaults to neglibible proportions and energises
all sides off a communal value exchange in win-win-wins that continuously improve core purpose whilst being able to flex relevant
change. Bangladesh, through the maths that governs social business models and prioritises life critical service sectors with franchises of a replicating open source map - is
arguably the first nation in the networking world to be multiplying value sustainably way above zero-sum; please tell
us where else - eg kenya's Jamii Bora scaling up is to be cheered as every 2.5 years it doubles its world benchmark as a sustainability invetir an idea I think we
should set up meeting with eg Jon Hatch around is why can't unis with business schools set up a 50000 dollar microcredit lab
; my understanding is that 50000 dollars would be enough to set up 5 groups of 5 borrowers incrementally (an additional
25) per year (also since he was the first person to think of a microcreditsummit we could ask if he supports a heroic goal
of microyouthssummit) some of the weekly meetings could be video-taped -as example of microentrepreneur mentoring what is
easily forgotten is that not only is a community banker trying to enable 25 people to action learn to be microcentrepreneurs
but if he is wise he selects females whose startups are not competitive, not already locally saturated in the community; or
in other cases he starts a whole cluster which is historically how silicon valley or any new industry sector got located/seeded
indeed we could soon see a whole checklist of what a microbranch manager does other way round differently with credit from
what a brancd manager in a macro chain does; I would have thought that every first year undergraduate not only economics
students could gain from writing up essays inspired by some of those micro-dialogues 50000 dollars per business school uni
is chicken feed against most research projects and versus baliout monies if yes we can obama can't find some way to start
up the first 20 unis by 09/10 that take that on with a million dollar fund then I seriously wonder whether the new admin will
create 1 green job let alone 5 million in big cities with 5 unis one bangladesh microcredit branch manager can serve
5 uni centres a week; across 50 big cities that's 250 hubs to linkin if you want to hub microcredit action learning centres
the way grameen microcredit always has, accelerated cince 1996 by mobile tech , and since 2007 by intel tech I suppose
I am missing something but equally this seems like content for a survey to send out to university ecoprofessors and see who's
who if a krugman can't be bothered to put his name to a 50000 dollar princeton microcredit uni fund (call it the jon von neumann
microcredit centre if you want to celebrate the father of collaborative computing's above zero sum game theories) then I seriously
wonder whether american universities are worth a cent; maybe students should take a class action against them for misinformation
chris macrae http://microcredit.tv/ From Shanghai,about John von Neumann -humanity's advances in computing Tuesday, 17 February, 2009 6:05 AM From: "science"
To: "chris.macrae@yahoo.co.uk" Dear Mr. Christopher Macrae， Last month, I received your letter about the
Chinese Edition of John von Neumann. I’m glad to tell you this book was published in December 2008.Thanks Mr. Norman
Macrae for the Preface. I sent several books to Publishing House’s foreign rights, they should mail a simple book to
Mr. Norman Macrae. About a copy go to the relevant part of the Grameen organization led by Nobel peace winner Muhammad Yunus,
I don’t know you need the Chinese edition or the electronic document of English, and you didn’t tell me the address.
Please tell me in detail. Thanks a lot! Sincerely, Liu Li-man Signing the declaration of youth interdependence-
marking the launch of the publishing house on Innovating Collaboration after a third of a century of bangladesh pioneering
this action learning curriculm vitae.. George Washington University, week 3 of Yes We Can Era, the day Dr Yunus and Bernake shared notes on microeconomics of hi-trust banking and social business networks week 2, Sheraton Towers, Manhattan: 19-24 year old New Yorkers Alexis (NYU) and Rachel (ASA Intl)
pledge to start dr yunus race to first web to weave 1000 social business links and ask for advice on network of youth social
action maps Regions
mostly not yet rated: India, China, Middle east Where to go for league tables that have nothing mathematically to do with
sustaining microcredit Join us at the hottest conversations on planet microcredit -what we do is extract hot debates wherever they are webbed into one current thread incidentally this
is our latest one-pager on why everyone in the world needs to choose which microcredit they believe in - help us edit it to be even more exciting
as the world navigates its way back from Wall Street's Brink Free - One Hour's Advice on Microcredit
or Microfinance There is more and more muddled writing on this topic in the business press 1. If you are spending serious time on this subject and intend to help the poorest, we are happy to spend an hour answering
questions with the aim of differentiating between ideas that are grounded in Bangladeshi experiences of microcredit from others
that are not using the same maths or communal purposes. chris macrae, washington dc bureau 301 881 1655 info@worldcitizen.tv Chair | Mr. Rajender Mohan Malla, Chairman cum
Managing Director (CMD), Sidbi Foundation for MicrocreditSmall Industries Development, India Panelist |
Mr. Md. Shafiqual Haque Choudhury, President, Association for Social Advancement, Bangladesh Panelist |
Ms. Roshaneh Zafar, President, Kashf Foundation, Pakistan Panelist
| Mr. Ian Callaghan, Executive Director, Morgan Stanley & Co.International Limited, United Kingdom Panelist
| Prof. S. M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh Panelist
| Ms. Roshaneh Zafar, President, Kashf Foundation, Pakistan Panelist | Ms. Sadaffe Abid, Chief Executive
Officer, Kashf Foundation, Pakistan Panelist | Ms. Anh-Tuyet Dinh, Managing Director,
Binh Minh Community Development Consulting Company, Vietnam Panelist | Mr. Md. Enamul Haque,
Executive Vice President, Association for Social Advancement, Bangladesh Panelist | Dr. L.H. Manjunath,
Executive Director, Shri Kshethra Dharmasthala Rural Development Project, India Panelist | Mr. Chitta Ranjan
Chaki, Deputy General Manager, Grameen Shakti, Bangladesh Panelist | Ms. Kathleen Robbins,
Director of Clean Energy, Green Microfinance 1 , United States Panelist | Mr. Kadambelil Paul Thomas, Executive Director, Evangelical
Social Action Forum, India
Help our 12 Collaboration Partner (CP) Newsdesks log up sustainability's best news of 2010s .CP2 Foundation Brands partnering in endless community rising recycling of Social Business
dollar . . . . . . . CP11
empowering DigiYouth . .CP2 Nike Foundation & Muhammad Yunus at Clinton Global sept 09 announce Grameen Nurse program with 5 million $ from Girl Effect 1 2 Funds. End Nurseless village collaboration partnering began at CP9 Yunus Centre Glasgow Caledonian Uni Nov 08, connecting CP1 Micro SB Grameen Kalyan (est 1993 ) and CP11 Grameen Shikka (as well as recent SB imports aravind (india to bangladesh thanks to CP10 thegreenchildren fund), cure2children (GlobalGrameen 100 alumni - wolfsburg-autostadt-volkswagen-grameencl nov 09); GNI expected to use CP12 free university knowledge pioneered by s.africa cida; grameen health partner searches led by founder of grameen america whose world congress includes CP3 extremely affordable SB sub-summits; oct 2009 Emory University led usa partner CP8 corporate consortium -, Pfizer, General Electric Healthcare Systems, Mayo Clinic, Sabin Vaccine
Institute and Johnson & Johnson-to grameen dhaka; grameen corporate SB partner for hospital construction:
Saudi-German hospitals; more collaboration partner jourmalism at grameenhealthcare.com rsvp info @worldcitizen.tv if you know any 6+ CP web combinations above case CP1*CP2*CP3*CP8*CP9*CP10*CP11*CP12
as a 8 value multiplying collaboration web shows how collaboration frees global markets to value multiply sustainability.
Colabiratin is the new innovation advantage. Welcome to the above zero-sum 2010s decade of Global Social Business partnering in sustainability. . . . . . . . . .
I wish to take this opportunity to thank millions of micro-borrowers and thousands of staff who have worked so hard
to right a wrong which has caused so much avoidable human misery. This summit is about setting the stage to unleash human
creativity and the endeavor of the poor. This summit is about creating a process which will send poverty to the museum...
At the moment of the Wright Brothers first flight - which lasted only 12 seconds, the seed of a new world was planted. 65
years later, men walked on the moon. Let's ensure that in less than that time interval we will go to our moon - creating a
world without poverty . http://www.fonkoze.org/ Bangladeshi’s lead the world in dialogues on climate and millennium goals and how to collaboratively
network in making the 2010s the Joy of Life decade. They help unite peoples and cultures as sustainability investment
solutions are open sourced worldwide by Yes We Can networkers – mainly youthful but hopefully with some microeconomic
elders cheering them on. 
chris summer 09:
after Dr Yunus 69th birthday (BBC) celebrations in Dhaka .reviews of microcreditsummit- john hatch, village banking founder: Behold the largest self-help undertaking in human history—bringing
hope, dignity, and empowerment to tens of millions of the world’s poor and poorest families. Behold a movement with
global outreach, that has penetrated beyond city slums and market towns to even the most isolated villages. Behold an industry
that embraces thousands of NGOs, credit unions, public and private banks, and an infrastructure of hundreds of thousands of
community-based peer lending groups that are enabling many of the planet’s most disadvantaged households to generate
the additional income and savings they need to keep their children alive, nourished, healthy, and able to attend school.. . . . .
1.0
the way loans are systemised determines whether any value exchange can compound sustained growth or is designed to crash; generally a place's economy cannot grow over time if loans are made for addictive consumption purposes instead of productive
purposes
2.0 its always worth being curious about what purposes are productive; for example, however hard someone
works to deliver something it is likely to be increasingly unproductive if there is a glut of substitutable offers;conversely
a community should always treasure any skills it once became most valuable at or which match its own abundancy of resources
since it would de dismal to become a value prisoner of someone else's colonial chain; the greatest investments made in human
progress take time and have seldom come from the business world driven by 90-days money men, but intergenerational systems and
family networks; unforunately many governments have been misled into a top-down big-brother scenario by false
macroeconomic paradigms which value such family flows at below zero; as our microeconomics alumni first forecast 25 years ago, this in itself will end human sustainabiluty unless we repeal such mistaken maths 3.0 it is also worth classifying different types of product sectors; the
most valuable to lead are thise that multiply value between producer and customer and nature; the least valuable
have a transient transactional form which also leave nothing behind to benefit future generations; at one stage during the
2000's , over 40% of profits in USA came from financial engineering, which even if it had been correct, was the first
time in the nation's history that it stopped investing in developing its next generation's futures; america is no longer the
first place to benchmark any wholly innovative or sustainable metrics from-let's hope its yes we can generations
dare boldly reverse this and go as president obama to a different culture than the failed top-down
4.0 with simple
statements like the above, it is possible to assess more innovative opportunities and threats .threats : we cannot imagine how to design a more disastrous system of
loans than that which global banks have compounded over the first decade of century 21 spun round wall street; being geared
against sustainable productivity, and bringing the state of mistrust to madoff and toxic proportions; quite simply the american
economy will continue to shrink year on year until those who designed and powered over such systems - and the systems
themselves - are removed 
The Industry's
Inventors & Green Standard for a third of a century The
other greatest exponential innovators in 008 The steady
famous sustainers Highly creditable Tell
our DC bureau how we are doing tel 301 881 1655 email youandus@microcredit.tv
Our 2 purposes .11 MFIs serving 26 million people launch
Transparency Mapping
I felt so bad -I made this thing and they came in and abused it.
What a way to discredit a whole idea!" M.Y., Nobel Laureate
. . . 
Subscribe to planetdhaka Email: Visit this group microcredit.tv , us tel 301 881 165, Washington DC region - collaboration entrepreneur
searches: 1 2 3 4 5
awards : Xiong Ning 
Humanity's Best New Hopes for Future Capitalism Month 6 of Genre:
Banking - all social business constitutions of microcredit originating in or partnering with Bangladesh's centre of community-up productivity knowledge ; includes Grameen Credit Agricole
Sustainability Investment's 24 critical dialogues of 08 (source microcreditsummit, Bali, Asia) & human development at world bank 1 (co-sponsors uk sweden australia netwherlands)
A Compartamos IPO 1 : Lessons for Asia and the World of Microfinance:
Prof. Muhammad Yunus , Grameen Bank,Bangladesh,
C Factors that Contribute to Exponential Growth: Case Studies for Rapid
but Sustainable Outreach to the Poor and Poorest
Panelist
| Mr. Alex Counts, President & CEO, Grameen Foundation, United States
1 The Future of Microfinance:
Visioning the Who, What, When, Where, Why, and How of Microfinance Expansion Over the Next 10 Years
Mr. Syed M Hashemi
1 , Senior Microfinance Specialist: Senior Microfinance Specialist:
The World Bank-CGAP, USA; Prof.Muhammad Yunus, Grameen Bank,Bangladesh
Youth stimuli and visions
6 The Floodgates are Open: Channeling the Flows of Funds for Microfinance Effectively
9 Innovations in Reducing
Costs and Enhancing Productivity
13 How MFIs and Their
Clients Can Have a Positive Impact on the Environment
.............................................................................Mobile Phones Grameen Phone & Internet for the Poor - many social business announcements expected to join in with venture annnounced by Intel Capital and Grameen Trust -towards 10000 village telecentres (sustained as microentrpreneur social busienss franchise) and internet by and for the poor;
I-care pop industry 2.0
Water - Grameen Veolia; Milk consumer brand Grameen Danone http://danonecommunities.com ;
Supermarket Retailing : WholeFoodsFoundation 1 2
Airlines http://virginunite.com
cool reads : 1 mfi risk links: 1
MIT speech June08; more flows
Microcredit.tv is edited by people who believe that microcredit is one of the most human innovations ever. We are curious
amateurs when it comes to such why’s of banking as promoting productivity of people or their propensities to consume.
We would never want to be professionals in the world of big banking. If there is anyone in the world of big banking who wants
to testify why they are proud of their profession- we have one page where we will display their signed testimonies.
The Big Trouble In Small Loans - TIME
Poor World's Biggest Question: now that microcredit is proven the most sustainable
innovation yet known for ending poverty, why does the world bank commit less than 1% of its budgets to microcredit when France
already commits a third of its aid to Africa in microcredit form and the UK is racing to catch upFrom 10 DowningSt Micro TV
The PM and Muhammad Yunus - creating a world without poverty
From Caplinski & Bookclub 1000 Micro Tv governing social business
model 1 Community-sustained system design 
Communal Foundations for Free Markets & Sustainability's Win-Win-Win Exponential:
.microNEWS
worldbank
owned by poor
@ school 1CSFI Banana Skins Report on MFIs March 08 
refs: article
Related Visions of PM Gordon Brown presented United Nations July 007
Can microcredit alumni help us envision UYN (United Youth Nations)
2008 Goodwill News - Year 1 of Future Capitalism | |||||
Business Week article F29-Yunus world's favourite goodwill entrepreneur whose goal of ending Financial Imperalism is as big as Gandhi’s | Wall Street Journal on Yunus opening New York bank –how & why sustainability bankers would never have wasted a cent on subprime: M1 | Youtube with Gordon Brown from Number 10 Downing Street :21 | Grameen Health Launch of The Grameen Green Children Eyecare hospital social business (aravind model) in Dhaka:
12 | ||
World Economic Forum: Bill Gates joins Leaders of Future
Capitalism: J25 | Grameen Credit Agricole launch announced | Parisian business leaders celebrate French edition and Grameen Veolia is announced | Launch of Innovation Bank in Bahrain & announcement of 2 Billion $ inward investment in Bangladesh | Top 25 dialogues of microcreditsummit year 008 are announced. They include industry sector responsibility response to Mexican abuse of goodwill and IP. | |
Book hits Best Seller list on last
day of 12 city US booktour J24- in New York, nine year old investigative journalist leads humanity's celebration | Doonesbury cheered as inspiring economics correspondent at London School of Economics talk - changing mindsets and mini-professordom is development economics biggest crisis F15 | President Sarkozi orders HEC to provide an SMBA with Yunus a Chair of Social Business | Milken debates with Human Innovation World's G3 : Grameen's Yunus, Genome's Ventner & Google's Schmidt | Internet for poor: Intel Capital and Grameen Trust social business - combination of “Intel’s technology innovation” and “Grameen’s development of income-generation opportunities” at the village level 18 | |
| .Bangladesh Prof. Muhammad Yunus Mr. Syed M Hashemi, (BRAC Uni, world bank) Mr. Fazle Hasan Abed, Chairperson, Bangladesh Rural Advancement Committee, Bangladesh Mr. Md. Shafiqual Haque Choudhury, President, Association for Social Advancement, Bangladesh Prof. S. M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh Mr. Md. Enamul Haque, Executive Vice President, Association for Social Advancement, Bangladesh Mr. Md. Abdus Sobhan, Senior Principal Officer, Bangladesh Krishi Bank, Bangladesh Mr. Tamim Islam, Assistant General Manager, Grameen Trust, Bangladesh Ms. Rabeya Yasmin, Program Head, Ultra Poor Programs, Bangladesh Rural Advancement Committee, Bangladesh Mr. Chitta Ranjan Chaki, Deputy General Manager, Grameen Shakti, Bangladesh Dr. Sajjad Zohir, Member, Economic Research Group, Bangladesh Dr. Baqui Khalily,
Executive Director, Institute of Microfinance, Bangladesh Dr. Mihir
Kumar Roy, Project Director, Small Farmers Development Programme, Bangladesh Dr. Atiur Rahman,
Chairman, Credit and Development Forum, Bangladesh Dr. Mihir Kumar Roy, Project Director, Small Farmers Development Programme, Bangladesh Dr. Atiur Rahman, Chairman, Credit and Development Forum, Bangladesh Dr. Mihir Kumar Roy, Project Director, Small Farmers Development Programme, Bangladesh Dr. Atiur Rahman, Chairman, Credit and Development Forum, Bangladesh Mr. Md. Mustafa Kamal,
Director, Research and Documentation, Association for Social Advancement, Bangladesh
Ms. Nurjahan Begum, General Manager, Grameen Bank,
Bangladesh Mr. Mosharraf
Hossain Khan, Deputy Managing Director, Palli Karma Sahayak Foundation,
Bangladesh Ms. Nurjahan Begum, General Manager, Grameen Bank, Bangladesh Mr. Mosharraf Hossain Khan, Deputy Managing Director, Palli Karma Sahayak Foundation, Bangladesh Ms. Nurjahan Begum, General Manager, Grameen Bank, Bangladesh Mr. Mosharraf Hossain Khan, Deputy Managing Director, Palli Karma Sahayak Foundation, Bangladesh | . |
The Pro-Am source model of microcredit.tv Professional quality control contacts include: Grameen Trust
1 Grameen
Foundation 1 Grameen & Danone Universityofstars.tv : encourages the next generation to take a pledge- whichever of us becomes famous will stand up for sustainability investment
and smba leadership education Worldcitizen.tv conducts surveys of the world’s most trusted people and networkers Africa: Full
list of amateur correspondents and affiliations at bottom of page Mapping a world of sustainability investment Best of class microcredit organisational designs are sustainability investment; their 10-win structures multiply
goodwill (aka trust-flows)govern sustainable exponential ups and by cyclically auditing no conflict between different relationships
coordinates of productivity and demand –a transparency that searches to ensure minimal chances of system failure at
any future time Microcredit proof of concept videos
representing each of the 10 win-win-win voices to be systematically designed into sustainability investment organisations Study of microcredit over the last
30 years has led to social business models that offer 10-win sustainability in other life-critical community-up markets: Micro-Health Micro-Agriculture Micro-Education Micro-Government Micro- Consumer channeled goods When grassroots up organisations partner a global corporation
or other traditional organisational system in a governance of a social business, we have what has been called Future Capitalism
– the optimal chance to multiply goodwill across every boundary of the networking (system*system) era which it is this
worldwide generation’s responsibility to innovate and collaboratively map. New business school curricula are being open sourced around the world – the so-called
SMBA Citizens are invited to collaborate
in registering social businesses
Grameen Credit Agricole 1
Our interview microcredit amateurs include correspondents from the following micro tv stations and people whose life
commitment is to sustainbility of particular regions’ peoples:
RSVP info@worldcitizen.tv where sustainability futures of microcredit are being mapped | ||||
Queen Sofia | Clinton – early US microcredit | Grameen America | Bill Gates & MY Future Capitalism: Microcredit and SB | |
Opportunity Intl & Accion leaders | Results: Daley-Harris http://microcreditsummit.org/ | Grameen Trust Leader | Grameen Credit Agricole | |
Yunus http://www.grameen.com | Grameen Foundation | Gordon Brown #10 networks | ||
Abed & micro-public services | ASI leader | |||
Pro Mujer- S. America | ||||
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I wish to take this opportunity to thank millions of micro-borrowers and thousands of staff who have worked so hard to right a wrong which has caused so much avoidable human misery. This summit is about setting the stage to unleash human creativity and the endeavor of the poor. This summit is about creating a process which will send poverty to the museum... At the moment of the Wright Brothers first flight - which lasted only 12 seconds, the seed of a new world was planted. 65 years later, men walked on the moon. Let's ensure that in less than that time interval we will go to our moon - creating a world without poverty .
Asia-Pacific Regional Microcredit Summit 2008
Detailed Agenda – Updated as of July 16, 2008
This agenda is subject to change, please check back for frequent updates.
Saturday, July 26 (Pre-Summit)
9:00 – 17:00 On-site Registration
Sunday, July 27 (Pre-Summit)
9:00 – 17:00 On-site Registration
Monday, July 28
8:00 – 20:00 On-site Registration
10:00 – 11:30 Opening Ceremony
Nusa Indah Hall
Governor of Bali Province, Mr. Dewa Berata
Governor of Bank Indonesia, Mr. Boediono
President of Honduras, Mr. Manuel Zelaya
Former President of Peru, Dr. Alejandro Toledo
First Lady of South Africa, Mrs. Zanele Mbeki
Director, Microcredit Summit Campaign, Mr. Sam Daley-Harris
Managing Director, Grameen Bank , Prof. Muhammad Yunus
Inauguration of Mrs. Ani Yudhoyono as the Patroness of Indonesian Microfinance
President of the Republic of Indonesia, Mr. Susilo Bambang Yudhoyono
11:30 – 12:00 Break
12:00 – 13:45 Plenary Session
Ø Expanding Commercialization Responsibly: Reflecting on the Compartamos IPO
Nusa Indah Hall
Panelist | Mr. Damian von Stauffenberg, Founder, MicroRate, Germany
Panelist | Mr. Chuck Waterfield, CEO, MFI Solutions, LLC, United States
Panelist | Prof. Muhammad Yunus, Managing Director, Grameen Bank, Bangladesh
13:45 – 15:15 Lunch
15:15 – 17:00 Workshop Sessions
1. The Future of Microfinance: Visioning the Who, What, When, Where, Why, and How of Microfinance Expansion Over the Next 10 Years
Medan (Geneva) Room
Chair | Mr. Lawrence Yanovitch, Senior Program Officer, Financial Services for the Poor, Global Development, Bill and Melinda Gates Foundation, United States
Panelist | Mr. Prakash Bakshi, Chief General Manager, Department of Cooperative Reforms and Revival (DCRR), National Bank for Agriculture and Rural Development, India
Panelist | Mr. Syed M Hashemi, Senior Microfinance Specialist, The World Bank-CGAP, United States
Panelist | Mr. Shankar Man Shrestha, Chief Executive Officer, Rural Microfinance Development Centre Ltd., Nepal
Panelist | Prof. Muhammad Yunus, Managing Director, Grameen Bank, Bangladesh
2. Solving the Problems of Asian Urban Slums: Innovations with and beyond Microfinance
Nusa Indah Hall
Chair | Mr. Dipal Chandra Barua, Deputy Managing Director, Grameen Bank, Bangladesh
Panelist | Mr. Ruben C. De Lara, Executive Director, TSPI Development Corporation, Philippines
Panelist | Mr. Samit Ghosh, Chief Executive Officer, Ujjivan, India
Panelist | Ms. Ingrid Munro, Executive Director, Jamii Bora, Kenya
3. Transformation of Microfinance Operations from NGO to a Regulated MFI while Maintaining Social Mission
Hibiscus Room
Chair/Panelist | Mr. Sanjay Sinha, Managing Director, Micro-Credit Ratings International Limited, India
Panelist | Mr. Phan Ho, Deputy Director General, National Bank of Cambodia, Cambodia
Panelist | Mr. J.S. Tomar, Managing Director, CASHPOR Micro Credit, India
4. Governance: Organizing, Developing, and Empowering the Board to Oversee the MFI
Frangipani Room
Chair | Mr. N.K. Maini, Chief General Manager, Small Industries Development Bank of India, India
Panelist | Mr. Gregory Casagrande, Founder and Chairman, South Pacific Business Development Foundation, Western Samoa
Panelist | Ms. Emmanuelle Javoy, Managing Director, PlaNet Rating, PlaNet Finance, France
Panelist | Ms. Rewa Shankar Misra, Senior Program Staff, Microfinance, Livelihoods and Markets, Coady International Institute, Canada
Panelist | Ms. Jayshree Vyas, Managing Director, Shri Mahila Sewa Sahakari Bank, Ltd., India
5. Commercial Bank Participation in Microfinance: Options and Opportunities
Jakarta Room B
Chair | Mr. Annamalai Ramanathan, Chief General Manager, Micro Credit Innovation Department (MCID), National Bank for Agriculture and Rural Development, India
Panelist | Mr. Chandula Abeywickrema, Network Chair, Banking with the Poor Network, Sri Lanka
Panelist | Mr. Md. Abdul Awal, Director, Credit and Development Forum, Bangladesh
Panelist | Dr. Balkrishna Kulkarni, Director, Grameen Trust India (Liaison of Grameen Trust, Bangladesh), India
Panelist | Mr. Nick O'Donohoe, Global Head of Research; Member of Management Committee, J.P. Morgan, United States
6. The Floodgates are Open: Channeling the Flows of Funds for Microfinance Effectively
Jakarta Room A
Chair/Panelist | Ms. Maya Chorengel, Managing Director, San Francisco, Unitus Equity Fund, United States
Panelist | Ms. Manju Mary George, Vice President, Intellectual Capital Advisory Services Pvt. Ltd., India
Panelist | Prof. S. M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh
Panelist | Mr. Mamun Rashid, Managing Director and Citi Country Officer, Citi, Bangladesh
Panelist | Ms. Roshaneh Zafar, President, Kashf Foundation, Pakistan
7. Innovations in Reducing Costs and Enhancing Productivity
Bougainville Room
Chair | Mr. Amaresh Kumar, Executive Director, National Bank for Agriculture and Rural Development, India
Panelist | Ms. Sadaffe Abid, Chief Executive Officer, Kashf Foundation, Pakistan
Panelist | Ms. Anh-Tuyet Dinh, Managing Director, Binh Minh Community Development Consulting Company, Vietnam
Panelist | Mr. Md. Enamul Haque, Executive Vice President, Association for Social Advancement, Bangladesh
Panelist | Dr. L.H. Manjunath, Executive Director, Shri Kshethra Dharmasthala Rural Development Project, India
8. Challenges in Microfinance, both in Agriculture and in Areas with Low Population Density
Orchid Room
Chair/Panelist | Prof. Aziz Akgul, CEO, Turkey Grameen Microcredit Project, Turkey
Panelist | Dr. Rashid Bajwa, Chief Executive Officer, National Rural Support Programme, Pakistan
Panelist | Mr. Meghraj Gajurel, Senior Manager, Rural Microfinance Development Centre Ltd., Nepal
Panelist | Ms. Luse Kinivuwai, Network Chair, Microfinance Pasifika Network, Fiji
Panelist | Mr. Md. Abdus Sobhan, Senior Principal Officer, Bangladesh Krishi Bank, Bangladesh
17:00 – 17:15 Break
17:15 – 19:00 Plenary Session
Ø Building Financial Systems that Work for the Majority: Local Currency Borrowing, On-Lending Savings, Autonomous Credit Funds, and Appropriate Legal Framework
Nusa Indah Hall
Chair | Mr. Nimal Fernando, Practice Leader (Microfinance), Asian Development Bank, Philippines
Panelist | Mr. Fazle Hasan Abed, Chairperson, BRAC, Bangladesh
Panelist | Mr. Dipal Chandra Barua, Deputy Managing Director, Grameen Bank, Bangladesh
Panelist | Dr. Ishrat Husain, Former Governor, State Bank of Pakistan, Pakistan
Panelist | Ms. Devaki Muthukrishnan, Regional Director for Karnataka, Reserve Bank of India, India
Panelist | Mr. S. Budi Rochadi, Deputy Governor, Bank Indonesia, Indonesia
Tuesday, July 29
9:00 – 10:45 Plenary Session
Ø Microfinance Development in Indonesia
Nusantara Room
Chair | Dr. Detlev Holloh, Program Advisor & Team Leader, GTZ-Profi, Indonesia
Panelist | Mr. Bambang Ismawan, General Secretary, Indonesian Movement for Microfinance Development (Gema PKM Indonesia), Indonesia
Panelist | Mr. B.S. Kusmuljono, Chaiman, National Comittee for Microfinance Empowerment (Komnas PKMI), Indonesia
Panelist | Mr. Sulaiman Arif Arianto, Director of Micro, Small, and Medium Business, Bank Rakyat Indonesia, Indonesia
Panelist | Mr. Sarwono Kusumaatmadja, Legislator, Indonesia
10:45 – 11:15 Break
11:15 – 13:00 Workshop Sessions
9. Innovations in Information Technology for the Clients and the MFI
Hibiscus Room
Chair | Ms. Delphine Thizy, Regional Director for South Asia, PlaNet Finance, France
Panelist | Mr. Alexander Bloch, Associate Partner, IBM Global Business Services, International Business Machines, United States
Panelist | Ms. Aishwarya Lakshmi Ratan, Associate Researcher, Technology for Emerging Markets, Microsoft Research India, India
Panelist | Mr. Otgochuluu Chuluuntseren, Research Unit Manager, XacBank, Mongolia
10. Five Cents a Day: Innovative Programs for Reaching the Destitute with Microgrants, No-Interest Loans, and Other Instruments
Jakarta B
Chair/Panelist | Mr. Syed M Hashemi, Senior Microfinance Specialist, The World Bank-CGAP, United States
Panelist | Mr. Chandra Shekhar Ghosh, Executive Director, Bandhan, India
Panelist | Mr. Tamim Islam, Assistant General Manager, Grameen Trust, Bangladesh
Panelist | Ms. Ingrid Munro, Executive Director, Jamii Bora, Kenya
Panelist | Ms. Rabeya Yasmin, Program Head, Ultra Poor Programs, BRAC, Bangladesh
11. Effective Micro-Insurance and Micro-Health Insurance Programs to Reduce Vulnerability
Frangipani Room
Chair/Panelist | Mr. Minh Huy Lai, Chief Operating Officer, PlaNet Finance, France
Panelist | Mr. Felix William H. Martirez, Country Manager, MicroInsurance Agency, Philippines
Panelist | Mr. Md. Atiqun Nabi, Executive Director, INAFI Asia, Bangladesh, International Network of Alternative Financial Institutions, Senegal
Panelist | Ms. Shilpa Pandya, Coordinator, VIMO, Shri Mahila Sewa Sahakari Bank, Ltd., India
Panelist | Mr. Kumar Shailabh, Chief Operating Officer, Uplift India, India
12. Microfinance and Gender: Benefits and Challenges of Targeting Women
Nusantara Room
Chair/Panelist | Dr. Nandini Azad, Member Secretary, Independent Commission for People's Rights and Development, India
Panelist | Ms. Sadaffe Abid, Chief Executive Officer, Kashf Foundation, Pakistan
Panelist | Ms. Aniceta R. Alip, Research Director, Center for Agriculture and Rural Development Mutually Reinforcing Institutions, Philippines
Panelist | Mrs. Van Cao Thi Hong, Head of Family and Social Welfare Dept., TYM Fund (Tao Yeu May Fund), Vietnam Women's Union, Vietnam
Panelist | Dr. Joy Deshmukh-Ranadive, Director, Indian School of Microfinance for Women, India
Panelist | Dr. Linda Mayoux, Consultant, Oxfam Novib, United Kingdom
13. Microfinance, Their Clients and Clean Energy: Making a Positive Impact on the Environment
Jakarta Room A
Chair | Mrs. Elizabeth A. Israel, President, Green Microfinance, United States
Panelist | Mr. Chitta Ranjan Chaki, Deputy General Manager, Grameen Shakti, Bangladesh
Panelist | Ms. Kathleen Robbins, Director of Clean Energy, Green Microfinance, United States
Panelist | Mr. Kadambelil Paul Thomas, Executive Director, Evangelical Social Action Forum, India
Panelist | Mr. Craig Wilson, Executive Director, Foundation for Development Cooperation, Australia
14. Using Research Findings to Improve Design of Products and Services
Bougainville Room
Chair | Mr. Zahirul Alam, Executive Director, Integrated Development Foundation, Bangladesh
Panelist | Ms. Annie Clara Duflo, Research Coordinator, Institute for Financial Management and Research, India
Panelist | Ms. Tomoko Harigaya, Country Director, Philippines, Innovations for Poverty Action, United States
Panelist | Mrs. Frances Sinha, Managing Director, EDA Rural Systems, India
15. Good Practices in Business Development Services: How Do We Enhance Entrepreneurial Skills of MFI Clients?
Orchid Room
Chair | Dr. Filemon A. Uriarte, Jr., Executive Director, ASEAN Foundation, Indonesia
Panelist | Mr. Sean DeWitt, Technical Program Manager, Grameen Technology Center, Grameen Foundation, United States
Panelist | Mr. Amitabha Sadangi, Chief Executive Officer, International Development Enterprises India, India
Panelist | Ms. Perveen Shaikh, President, Entrepreneurship and Community Development Institute, Pakistan
16. Microfinance Investment Funds: What is the Role for Foreign Direct Investors and Are We Measuring both Financial and Social Performance?
Medan (Geneva) Room
Chair | Mr. Alex Counts, President & CEO, Grameen Foundation, United States
Panelist | Ms. Julie Cheng, Senior Investment Analyst, BlueOrchard Finance, Switzerland
Panelist | Mr. Musuku Udaia Kumar, Managing Director, Share Microfin Limited, India
Panelist | Mr. Kyle Salyer, Executive Vice President, MicroCredit Enterprises, United States
Panelist | Mr. Eric Savage, Managing Director, Asian Capital Markets, UNITUS, Global Catalyst for Microfinance, United States
Panelist | Mr. Michael Van Den Berg, Investment Officer, Triple Jump B.V., Netherlands
13:00 – 14:30 Lunch
14:30 – 16:15 Plenary Session
Ø Factors that Contribute to Exponential Growth: Case Studies for Rapid but Sustainable Outreach to the Poor and Poorest
Nusantara Room
Chair | Mr. Rajender Mohan Malla, Chairman cum Managing Director (CMD), Small Industries Development Bank of India, India
Panelist | Mr. Md. Shafiqual Haque Choudhury, President, Association for Social Advancement, Bangladesh
Panelist | Mr. Alex Counts, President & CEO, Grameen Foundation, United States
Panelist | Mr. Amaresh Kumar, Executive Director, National Bank for Agriculture and Rural Development, India
Panelist | Ms. Roshaneh Zafar, President, Kashf Foundation, Pakistan
16:15 – 16:45 Break
16:45 – 18:15 Council Meetings
Ø Practitioners & Non-Governmental Organizations
Medan (Geneva) Room
Chair | Ms. Jayshree Vyas, Managing Director, Shri Mahila Sewa Sahakari Bank, Ltd., India
Panelist | Mr. Fazle Hasan Abed, Chairperson, BRAC, Bangladesh
Ø Parliamentarians, Advocates, Educational Institutions, Service Clubs, Religious Institutions & Individual Supporters
Hibiscus Room
Chair | Prof. Aziz Akgul, CEO, Turkey Grameen Microcredit Project, Turkey
Panelist | Mr. Darren Miao, Microfinance Partnerships Manager, East Asia Pacific, Kiva MicroFunds, United States
Panelist | Mr. Mathew Titus, Executive Director, Sa-Dhan, India
Ø Domestic Government Agencies, UN Agencies, International Financial Institutions & Donor Agencies
Frangipani Room
Chair | Mr. Kamal Hyat, Chief Executive Officer/Managing Director, Pakistan Poverty Alleviation Fund, Pakistan
Panelist | Mr. Mosharraf Hossain Khan, Deputy Managing Director, Palli Karma Sahayak Foundation, Bangladesh
Panelist | Representative To Be Determined, National Bank for Agriculture and Rural Development, India
Ø Corporations, Banks, Commercial Finance Institutions, Foundations & Philanthropists
Orchid Room
Chair | Mr. Ed Bland, Chief Operating Officer, UNITUS, Global Catalyst for Microfinance, United States
Panelist | Mr. Mamun Rashid, Managing Director and Citi Country Officer, Citi, Bangladesh
18:15 – 18:30 Break
18:30 – 19:30 Associated Sessions
What is gender mainstreaming? Participatory debate (Oxfam Novib WEMAN)
Geneva (Medan) Room
Frances Sinha, EDA Rural Systems Ltd India
Namrata Sharma, Consultant Oxfam Novib, India
Shazreh Hussain, Consultant Oxfam Novib, Pakistan
Joy Desmukh Ranadive, ISMW, India
Sejal Dand, ANANDI, India
Linda Mayoux, Consultant Oxfam Novib, UK
Financing Clean Energy: A Case Study (Green Microfinance)
Jakarta Room A
Elizabeth Israel, President, GreenMicrofinance, USA
Paul Thomas, Executive Director, Evangelical Social Action Forum (ESAF), India
GreenMicrofinance and ESAF Staff and Team Members
Technology Innovations in Microfinance (Cranes Software)
Jakarta Room B
Mr. Asif Mohamed, Head – Banking and Financial Services Practice, Cranes Software International, Ltd., India
Finding the "Sweet Spot": Balancing Growth and Mission (Unitus)
Frangipani Room
Catherine Shaw, Director, Functional Consulting, Unitus, USA
Samit Ghosh, Chief Executive Officer, Ujjivan, India
Paul Luchtenberg, Chief Executive Officer, AMK, Cambodia
Elizabeth Downs, Communications Manager, MIX, USA
Grameen Global Network: Experience Sharing and Programs Update (Grameen Trust)
Bougainville Room
Chair | Nobel Peace Prize Laureate, Professor Muhammad Yunus
Professor S.M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh
Prof. Aziz Akgul, CEO, Turkish Grameen Microcredit Project, Turkey
Ms. Marie Valdez, Grameen Foundation, USA
Dr. Harihar Dev Pant, CEO, Nirdhan Utthan Bank Limited (NUBL), Nepal
Mr. Shankar Man Shrestha, Chief Executive Officer, Rural Microfinance Development Centre, Ltd, Nepal
Dr. Balkrishna Kulkarni, Director, Grameen Trust India (Liasison Office of Grameen Trust Bangladesh), India
Reducing Cost of Capital through Capital Market Structures (Grameen Capital India)
Orchid Room
Royston Braganza, CEO, Grameen Capital India, India
Chandni Ohri, Regional Coordinator for South Asia, Grameen Foundation USA, United States
Simone Balch, Vice President, Developing World Markets, United States
Other speakers from among the delegates may be invited to share experiences
The “Gender Based Violence Intervention Product” in Microfinance (ICPRD)
Hibiscus Room
Dr. Nandini Azad, Member-Secretary, The Independent Commission for People’s Rights and Development (ICPRD), India
Dr. Tanya Caulfield, Family and Community Development Committee, Parliament of Victoria, Australia
19:30 – 21:30 Village Phone Indonesia Launch
Nusa Indah Hall
Hosted by Grameen Foundation, Qualcomm, and Bakrie Telecom.
All delegates are invited to join this reception.
Wednesday, July 30
9:00 – 10:45 Plenary Session
Ø Assessing Movement across the $1/Day Threshold through Analysis of Pre-Existing Baseline Data or Expanded Use of Cost-Effective Poverty Measurement Tools
Nusantara Room
Chair | Dr. Sajjad Zohir, Member, Economic Research Group, Bangladesh
Panelist | Dr. Baqui Khalily, Executive Director, Institute of Microfinance, Bangladesh
Panelist | Dr. Mark Schreiner, Director, Microfinance Risk Management, LLC, United States
Panelist | Mrs. Frances Sinha, Managing Director, EDA Rural Systems, India
10:45 – 11:00 Break
11:00 – 12:45 Workshop Sessions
17. Overcoming Regulatory and Legal Constraints to Savings Mobilization
Jakarta Room B
Chair | Mr. Nimal Fernando, Practice Leader (Microfinance), Asian Development Bank, Philippines
Panelist | Mr. Christian De Noose, Managing Director, World Savings Banks Institute, Belgium
Panelist | Mr. Keshava Koirala, Team Leader, Centre for International Studies and Cooperation, Nepal, Nepal
Panelist | Prof. S. M. Huzzatul Islam Latifee, Managing Director, Grameen Trust, Bangladesh
Panelist | Dr. Prahlad Thapa, Economic Development Coordinator, Sahakarya Project, Centre for International Studies and Cooperation, Nepal, Nepal
Panelist | Mr. Mathew Titus, Executive Director, Sa-Dhan, India
18. Microcredit in Post Conflict/Conflict, Natural Disaster, and Other Difficult Settings
Hibiscus Room
Chair | Mr. Kamal Hyat, Chief Executive Officer/Managing Director, Pakistan Poverty Alleviation Fund, Pakistan
Panelist | Mr. Emil Anthony, Deputy Managing Director & Director Banking, Sarvodaya Economic Enterprises Development Services, Sri Lanka
Panelist | Mr. Fahmid Karim Bhuiya, Technical Advisor (Country Representative), Pact Myanmar Microfinance, Myanmar
Panelist | Ms. Bhagbati Chaudhary, Executive Chief, Forum for Rural Women Ardency Development, Nepal
Panelist | Mr. Gunendu Roy, Country Program Coordinator, BRAC Afghanistan, Afghanistan
19. Integrating Microfinance with Health Education and Addressing HIV/AIDS
Jakarta Room A
Chair/Panelist | Dr. D.S.K. Rao, Asia Organizer, Microcredit Summit Campaign, United States
Panelist | Ms. Aniceta R. Alip, Research Director, Center for Agriculture and Rural Development Mutually Reinforcing Institutions, Philippines
Panelist | Mr. Alay Kumar Barah, CEO, Reach India, India
Panelist | Mr. Tuot Sovannary, Research Coordinator, Khmer HIV/AIDS NGO Alliance, Cambodia
Panelist | Mr. B.V. Subba Reddy, Communications Officer, Hindustan Latex Family Planning Promotion Trust, India
20. Remittances: What Are the Challenges and Opportunities?
Frangipani Room
Chair | Dr. Mihir Kumar Roy, Project Director, Small Farmers Development Programme, Bangladesh
Panelist | Mr. Mosleh U. Ahmed, International Market Research Specialist, Migrants Remittance Research Centre, United Kingdom
Panelist | Dr. Dipo Alam, Secretary General, Developing-8 Organization for Economic Cooperation, Turkey
Panelist | Dr. Jaime Aristotle B. Alip, Managing Director, Center for Agriculture and Rural Development Mutually Reinforcing Institutions, Philippines
Panelist | Mr. Ramchandra Joshee, Executive Director, Chhimek Bikas Bank Ltd., Nepal
21. Baseline Data and Measurement Tools: A Deeper Discussion of Assessing Movement across the $1/Day Threshold
Bougainville Room
Chair | Dr. Atiur Rahman, Chairman, Credit and Development Forum, Bangladesh
Panelist | Mr. Md. Mustafa Kamal, Director, Research and Documentation, Association for Social Advancement, Bangladesh
Panelist | Dr. Mark Schreiner, Director, Microfinance Risk Management, LLC, United States
22. Microfinance Practice in Indonesia
Medan (Geneva) Room
Chair | Dr. Sulikanti Agusni, Assistant Deputy of Economic Affairs, Ministry of Women Empowerment, Indonesia
Panelist | Mr. I Ketut Nurcahya, Chairman, GTZ-Profi Denpasar, Indonesia
Panelist | Mr. Aries Muftie, Chairman, BMT Association, Indonesia
Panelist | Mr. M. Ramzi Zuhdi, Director of BPR Syariah Supervision, Bank Indonesia, Indonesia
23. How MFIs Can Best Work in Competitive, Saturated Environments
Nusantara Room
Chair | Mr. Rakesh Rewari, Deputy Managing Director, Small Industries Development Bank of India, India
Panelist | Ms. Nurjahan Begum, General Manager, Grameen Bank, Bangladesh
Panelist | Mr. Mosharraf Hossain Khan, Deputy Managing Director, Palli Karma Sahayak Foundation, Bangladesh
Panelist | Mr. Musuku Udaia Kumar, Managing Director, Share Microfin Limited, India
Panelist | Ms. Padmaja Reddy, Managing Director, Spandana Sphoorty Innovative Financial Services Limited, India
24. Making Microfinance Matter for Clients and Their Families: Ensuring a Social Performance Bottom Line in the Industry
Orchid Room
Chair | Mr. Syed M Hashemi, Senior Microfinance Specialist, The World Bank-CGAP, United States
Panelist | Mr. Nigel Biggar, Manager Social Performance, Grameen Foundation, United States
Panelist | Mr. Paul Luchtenburg, CEO, Angkor Mikroheranhvatho (Kampuchea) Co., Ltd., Cambodia
Panelist | Mr. Sanjay Sinha, Managing Director, Micro-Credit Ratings International Limited, India
12:45 – 14:00 Lunch
14:00 – 15:45 Plenary (IAP) Session
Ø Institutional Action Plan Plenary Session
Nusantara Room
Chair | Dr. Quazi Mesbahuddin Ahmed, Managing Director, Palli Karma Sahayak Foundation, Bangladesh
Panelist | Dr. Jaime Aristotle B. Alip, Managing Director, Center for Agriculture and Rural Development Mutually Reinforcing Institutions, Philippines
Panelist | Ms. Padmaja Reddy, Managing Director, Spandana Sphoorty Innovative Financial Services Limited, India
15:45 – 16:00 Break
16:00 - 17:00 Associated Sessions
Microfinance Plus: Using Networks to Innovate at the Bottom of the Pyramid (Microfinance Insights & Intellecap)
Jakarta Room A
Ms. Lindsay Clinton, Managing Editor, Microfinance Insights, India
Ms. Manju Mary George, Vice President, Intellecap, India
Ms. Kathleen Robbins, Director of Clean Energy, Green Microfinance, US
Mr. Abdul Hai Khan, General Manager, Grameen Trust, India
Mr. Chitta Ranjan Chaki, Deputy General Manager, Grameen Shakti, Bangladesh
Other speakers from among the delegates may be invited to share experiences.
Kiva: Mitigating Risk for MFIs via the Internet (Kiva)
Jakarta Room B
Darren Miao – Microfinance Partnership Manager – East Asia & South Pacific, Kiva, USA
Rico Munoz – Partnership Development Specialist – East Asia & South Pacific, Kiva, Philippines
How Transparency and Information Services Support Microfinance in Asia (MIX & ADB)
Hibiscus Room
Mr. Scott Gaul, Product Development Manager, MIX, USA
Mr. Syed Mohsin Ahmed, CEO, Pakistan Microfinance Network, Pakistan
Mr. Stefan Handoyo, Senior Economist, MICRA, Indonesia
Mr. Nimal Fernando, Practice Leader Microfinance, Asian Development Bank, Philippines
Community Based Organizations (CBOs) – An Alternative Innovative Self-help Micro finance Approach in Bangladesh (CDF)
Orchid Room
Chair | Prof. Dr. Atiur Rahman, Chairman, CDF, Bangladesh
Panelist | Kazi Md. Shafiqur Rahman, Managing Director, Mutual Trust Bank Ltd., Bangladesh
Panelist | Mr. Achyut Aryal, Micro finance Advisor, Concern Worldwide, Bangladesh
Panelist | M. Farid Uddin Executive Director, CDF, Bangladesh, AKM Nurul Islam, Project Director, CDF, Bangladesh
Housing Finance for Low Income Population (Habitat for Humanity International)
Frangipani Room
David Fina, Program Director, Habitat for Humanity, Indonesia
Rajan Samuel, Manager, Housing Finance, Asia Pacific Region, Habitat for Humanity International, Singapore
The Social Mission of Microfinance: Some Ethical Questions (MicroNed)
Bougainville Room
Chair | Resi Janssen, Executive Secretary, MicroNed, Netherlands
Panelist | Mr. Herman Abels, Independent Consultant, Netherlands
17:00 – 19:15 Break
19:15 – 21:30 Closing Dinner
Nusantara Room
Managing Director, Grameen Bank , Prof. Muhammad Yunus
Director, Microcredit Summit Campaign, Mr. Sam Daley-Harris
Thursday, July 31 (Post-Summit)
9:00 – 12:00 Day-Long Courses**
Ø Learning to Cost-Effectively Assess and Manage Social Performance in Microfinance
Course Leader | Mrs. Frances Sinha, Managing Director, EDA Rural Systems, India
Ø Learning to Sustainably Integrate Microfinance and Education in Child Survival, Reproductive Health, and HIV/AIDS Prevention for the Poorest Entrepreneurs
Course Leader | Dr. D.S.K. Rao, Asia Organizer, Microcredit Summit Campaign, United States
Course Leader | Mr. Jeff Blythe, Director of Research and Administration, Microcredit Summit Campaign, United States
Ø Establishing an Appropriate Legal and Regulatory Environment for Microfinance Institutions Including One that Allows for Collection and Onlending of Savings
Course Leader | Ms. Kate Druschel, Regional Coordinator, East and Southeast Asia, Grameen Foundation, United States
Ø Introduction to Using the New Poverty Measurement Tools that Measure $1 a day Poverty
Course Leader | Mr. Jeff Toohig, Social Performance, Grameen Foundation, United States
Course Leader | Mr. Rob Driscoll, Program Manager, Microcredit Summit Campaign, United States
12:00 – 13:30 Lunch
13:30 – 17:00 Day-Long Courses Continue
** This event requires additional registration and costs.
| What Everybody Needs to Know First About Economics
We are shocked how few people know of the main findings of the renowned economist Maynard Keynes- increasingly only economics riles the world and the greatest risk to the future working lives of our children comes from elderly macroeconomists who hire themselves out to the biggest who want to get bigger.
|
 . | The opportunity of 10 times more productivity for the net generation (with million times more collaboration technology than man's 1960's race to moon) .The THREAT is preventing the threat of collapsing continent-wide system of value exchange. By 2020 the (exponential track impacting future) sustainanbilyty of every village around the globe will likely be lost or won |
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