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firstname.lastname@example.org - we welcome alternative nominations within our valuation criteria- we are interested in 10 different models (ie not making a list of the same top 10 in different countries)
we define best microcredits for youth as ones that sustain the purpose of economics advocated by The Economist's Unacknowledged Giant- ie investing in progressing the next generation's productivity out of every community
5 Next we chose www.kiva.org . Our choice is not for directly how it fundraises mainly out of USA for microentrepreneurs in devleoping countries. However, we believe its virtual fame has added to American youths curiosity as to why cant Americans organise safe community banking so that the millions time more collaborative technology than the moon race decade is used to create jobs on planet earth including these united states. At another level of detail, when you interview youth at American universities and ask which microcredit networks give them opportunities to get most involved directly, kiva seems to have been to pretty well every campus inviting such interaction. In a world where so many media experts specialise in bad news, kiva is a click away with good news.
6 We believe that what Brazil is doing with microcredit will probably light up south america faster than even what the European Union does but again this is a win-win challenge - microcredit's mutual advances can be far more than its separate continental races to job create
7 We wonder where microcredit needs to flourish to that Arab Spring youth can take most advantage of it. Turkey seems to be a promising hotspot. Not only is its leading microcredit pro-youth in optimal ways but Turkey has tried to bridge the first 3 presidential entrepreneur summits between west and east - that started 2010 in USA, were celebrated in Turkey in 2011 and will be celebrated in UAE in 2012. (You can help us update latest good microcredit news of Turkey or anywhere)
8 We are optimistic that China is mobilising microcredit in pro-youth ways. However a secret with China seems to be not to name any one network at this stage of evolution.
9 We come back to BRAC in Africa. It seems worth identifying this as a different model than BRAC's Bangladeshi origins because in each of its fastest scaling cases such as Uganda and Tanzania BRAC has sought one extraordinary partner. Such triad partnerships of American Youth, Bangaldeshi community wisdom and N.American entrepreneurial powergouses like mastercard foundation or gates foundation seem to us to be the best news and interactions that African youth can wish for
Joint 10 It may be that this choice is biassed by knowing a bit about the founder but we love the model of www.microloanfoundation.org. This Malawi microcredit thrives because its founder lives in London and stages leadrship quest to Malawi - taking leaders and youth over to see the living laboratory that village microcredit can be. You can adopt an area of microloanfoundation and transfer your micro knowledge into it as with sustainable energy or other fast innovating services. As well as London, Microloanfoundation's other parther branch is Boston, which in MIT has the nunber 1 job creating educational institution in the world.
Our other joint 10 is http://wholeplanetfoundation.org which in little more than 5 years has built up a network of over 45 microcredits which get planted in as many developing world locations that it sources produce for the whole foods us superstore as possible . WholePlanet is one of the most exciting newish models of microcredit and in a general top 10 listing it would be much higher up. We are not convinced it is yet fully developed in term of youth impacts but we confidently expect that will come.
other best for world models of microcredit but not necessarily linkied into Youth
Change factors to watch
mobile cash - see bkash and mpesa
other mobile interventions that can change grassroots connectiions
partnerships formats that encourage youth mediation
educational interfaces with microcredit
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